Payment solutions done right

Stop overpaying for every card swipe

No contracts. Free equipment. Next-day funding. Clear pricing — and a $0-fee option when dual pricing fits.

Free · No commitment · Takes under 2 minutes

No contractsFree equipmentNext-day funding
Customer tapping a card on a payment terminal
Month-to-monthNo long-term contract
$0Zero-cost option
24hrNext-day funding
24/7/365Processor & POS support
For business owners

See what you are actually paying.

Upload a statement. We show what you pay today and what a cleaner program would look like. No pressure, no commitment.

What you get

A free look at your current rates

  • Free rate analysis — upload your statement
  • No contracts, no cancellation fees
  • Free equipment for qualifying merchants
  • Same-day approval path, next-day funding
  • $0-fee option when dual pricing fits

Get My Free Rate Analysis →

How it works

Send it. We break it down.

  • Last 60 days, all pages
  • We show the fees that usually get buried
  • You see a lower-cost option and a $0-fee option
  • You decide whether to switch
  • Month-to-month if you move

Or just text 949-962-2442 →

Why ClearCost

The way merchant services should work.

An office reviews the statement and sets the program. Month-to-month, with processor and POS support behind it.

No contracts

Month-to-month. No cancellation fees. No lock-ins.

Free equipment

POS, terminals, and readers for qualifying merchants. $0 upfront on approved setups.

Next-day funding

Same-day approval path. Deposits the next business day on qualifying accounts.

Transparent pricing

Interchange-plus options. Dual pricing and cash discount when you want fees off the cash ticket.

Hands-on setup

We match hardware and software to how you actually sell — then stay on the account.

PCI & support

Processor and POS support 24/7/365. PCI program is included with the merchant account.

Zero-cost processing

Want to take fees off the cash ticket?

When dual pricing or cash discount fits, many merchants legally stop absorbing card fees. We show the options against a straight interchange-plus program so you can pick.

Dual pricing

Cash price and card price on the ticket. Cardholders cover the cost of the card.

Cash discount

Listed price includes card cost. Cash customers see a discount.

Interchange-plus

Keep a simple wholesale-plus markup when you would rather eat the fee.

Free statement review — we show you the options →

Industries we serve

Built for how you actually sell.

Restaurants, retail, trades, healthcare, professional offices, and higher-risk verticals.

Restaurants & bars

Tip adjust, pay-at-table, online ordering, and kitchen flow.

Retail & boutiques

Inventory, Shopify sync, gift cards, and counter speed.

Trades & home services

Mobile tap, invoicing, deposits, and job-site readers.

Medical & dental

Recurring plans, card-on-file, and patient-friendly receipts.

Professional & legal

Retainers, scheduled billing, virtual terminal.

High-risk

Placement help when mainstream processors decline the MCC.

Explore all industries →

Solutions

Every payment tool your business needs.

We are not tied to one box. We match processing, hardware, and software — then set it up.

Merchant services

In-person and online. Interchange-plus, dual pricing, or cash discount.

POS

Clover, FigurePOS, SwipeSimple, Material, OctoPOS, and more.

Mobile payments

Tap to pay, Clover Go, and a reader when you need one.

Gateways

Secure gateways and FluidPay for ecommerce and recurring.

Invoicing & virtual terminal

Key-in, send a link, or run a card on file.

Gift cards & loyalty

Keep the second sale in-house.

See all solutions →

Hardware & technology

The right system for how you actually work.

Free equipment for qualifying merchants. We handle setup and stay on the account.

Restaurant POS

FigurePOS, Clover, pay-at-table add-ons. Tips, tables, and online orders without a lock-in lease.

Retail counters

Clover, Material, Korona. Inventory and Shopify when that is the job.

Mobile & field

SwipeSimple, Clover Go, PAX and Dejavoo terminals that leave the shop with you.

Grocery & specialty

OctoPOS and similar builds for EBT, age-restricted SKUs, and multi-tender.

View all systems →

Our promise

We stand behind the program we set.

01

Clear comparison

02

No contract trap

03

Setup that sticks

04

Next-day funding

Common questions

Straight answers about switching.

Does it cost anything to get a review?

No. Send a recent statement. We break it down and show options. No commitment.

Are there contracts or cancellation fees?

The program is month-to-month. No cancellation fee on the processing agreement we set.

Do I have to buy equipment?

Qualifying merchants get terminals or POS at $0 upfront. We tell you before anything is ordered.

What is dual pricing?

A cash price and a card price on the ticket so cardholders cover the card cost. We only recommend it when it fits the business.

How is this different from Square or Toast?

Those platforms bundle software and processing. You pay their rate and their rules. We match hardware to the shop and price processing separately.

How fast can we go live?

Many accounts approve the same day. Funding is next business day on qualifying setups.

Still have a question? Book a consult or text 949-962-2442.

Ready when you are.

One statement review can change what you pay on every swipe.

Get a free rate analysis →