Card processing without the junk fees
No contracts. Free equipment for qualifying merchants. Next-day funding. Interchange-plus or a $0-fee option when dual pricing fits.
Free · No commitment · Quick to fill out
What kind of business do you run? Pick yours to see the setup we recommend. Already taking cards? Your Free Rate Analysis is just below.
Not sure where you fit? Ask us anything →
Most merchants don't. Big processors bury the real cost in fine print and monthly fees. We dig it out, line by line.
Free. No obligation.
Questions? Text 949-946-2442
Meet or beat. Already set up somewhere else? Show us your statement. We'll match or beat it whenever we can, and if we can't, we'll tell you straight.
No statements yet? We'll set you up from scratch.
Eight things that get better when you switch.
A lot of processors pile markups and monthly fees on top of what the card networks charge. We show you each one and price the account around how you actually sell (volume, average ticket, and card mix), so more of every sale stays with you.
Month-to-month on the processing agreement we set up. No long-term contract. No cancellation fee. You stay because it works, not because you're stuck.
Terminals, POS systems, and readers (Clover, FigurePOS, SwipeSimple, PAX, Dejavoo, and more) at $0 upfront on approved setups. No lease. Setup and training are part of the account.
Many accounts are approved the same day.
You get next-day funding, so you aren't waiting days for your own money.
You pay what the card networks charge, plus a markup you can see. The markup never goes up. Interchange is set by the card networks and can change, and both show on your statement. Your customers see one price.
A cash price and a card price on the ticket. Card customers cover the card cost, so you aren't absorbing a fee on every sale. We only recommend it when your ticket, signage, and receipts can show both prices clearly.
Processor and POS support is available 24/7, except most federal holidays. Day-to-day account questions come straight to us, the people who set up your account.
A shop running 1,000 card sales a month at $40 each ($40K a month):
Most businesses are paying more than they need to and don't know it.
Find out what you're overpaying.
Send two recent statements. We'll show you where every dollar goes, line by line, in plain English.
Example only. Your savings depend on your statement, volume, and card mix. Not a quote.
No, it's free. Send your last 2 full monthly statements, every page, and we'll show you what you pay now vs. what you could pay with ClearCost Payments. No commitment.
Maybe more, maybe less. What you pay depends on your volume, average ticket, card mix, and current setup. We price your account around your numbers.
The program is month-to-month. No cancellation fee on the processing agreement we set up.
Qualifying merchants get terminals or POS at $0 upfront. We tell you what you qualify for before anything is ordered.
We are based in Orange County, California, and we work with merchants across the United States.
Many accounts are approved the same day. If your current equipment can be reprogrammed, we handle it. If not, qualifying merchants get new equipment free. Once you're live, you get next-day funding. We give you a go-live date before anything changes.
Still have a question? Call 949-946-2442 or text us.
Attach your last 2 months of statements if you have them. If not, send your details and we'll follow up.
No statements needed. Tell us about the business and we'll recommend the POS and payment setup that fits, then follow up to go over it.