Southern California · San Diego
Payment processing, credit card processing, and POS for San Diego County restaurants, breweries, shops, and service businesses. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.
New business? No statements needed. Fill in the form and we'll set you up from scratch.
Prefer to talk? Call 949-946-2442 or text us
Tell us a little about your business and we'll follow up. No statements needed to start.
ClearCost Payments is based in Aliso Viejo, Orange County, about an hour up the coast. We work with San Diego County businesses by phone, text, and email, from the Gaslamp to Oceanside and out to East County. There's no office visit needed, and setup and training happen over the phone.
San Diego has been called America's Craft Beer Capital.
What a bar POS needs →
The San Diego life sciences industry employed 45,949 people in 2016.
Healthcare payments →
Sources: Wikipedia, Economy of San Diego
Clover Flex or a PAX A920 Pro brings the payment to the table or the patio. FigurePOS for full menus and busy kitchens, and Union for taprooms with open tabs. See restaurant payments →
Clover or Material at the counter, and SwipeSimple for farmers markets, boardwalk pop-ups, and events. See retail payments →
Recurring dues, class packs, and the front desk in one account. See membership payments →
Take cards on the job site with Clover Go or SwipeSimple, and take deposits by payment link. Using Jobber or Housecall Pro? Our setup works alongside both. See contractor payments →
LQpay for text-to-pay and card on file, connected to 125+ practice management systems, plus payment plans. See healthcare payments →
Figure Kiosk or Clover Kiosk for the lunch rush, with every order going to the kitchen. See quick-service payments →
Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →
San Diego runs on great food, craft beer, visitors, and the small businesses that serve them all year. Here's how payment processing fits the county's biggest groups.
San Diego's craft beer scene and restaurant rows mean open tabs, busy patios, and a lot of tap payments on a Friday night. Handhelds and guest ordering keep lines short.
Visitors pay with cards from all over the country and the world. Tour operators, rentals, and cafés near the waterfront need tap, chip, and phone wallets to work every time.
Surf shops, boutiques, and gift shops from Pacific Beach to Oceanside run a counter in the store and a reader at summer events and markets, all in one account.
Solar, roofing, pools, and remodels keep crews busy across the county. Payment links for deposits and a reader on the job site mean nobody waits on a check.
Dental, chiropractic, and medical offices from La Jolla to Chula Vista use text-to-pay and card on file, plus payment plans for larger treatments.
Barbers, auto shops, tailors, and restaurants near Camp Pendleton, Naval Base San Diego, and Miramar see steady traffic from service members and families. Fast tap payments and clear receipts fit that pace.
Restaurants, rooftop bars, cafés, and hotels packed into a few walkable blocks. Open tabs, pay-at-the-table, and fast tap payments fit the pace on a game night or convention week.
Breweries, coffee shops, vintage stores, and salons. A counter POS with inventory for the shops, and tabs and patio handhelds for the taprooms.
Beach bars, surf rentals, boutiques, galleries, and medical and dental offices. Busy summer weekends in PB, and appointment-based businesses in La Jolla that use card on file and payment links.
Oceanside, Carlsbad, and Encinitas have surf shops, fitness studios, cafés, and boutiques. A counter POS for the store, plus mobile payments for beach events and markets, keeps both in one account.
Escondido, San Marcos, and Vista have contractors, auto shops, markets, wineries, and restaurants. Clover Go or SwipeSimple on the job, plus payment links for deposits, cover most service businesses.
Chula Vista, El Cajon, and La Mesa have restaurants, markets, auto shops, and family-run businesses. A POS with inventory for stores and handhelds for the table cover most setups.
Busy weekends, open tabs, and a crowded patio.
Setup: Union for tabs and guest ordering, with Union Pocket on iPhone for the patio.
A store counter plus beach events and pop-ups.
Setup: Clover at the counter, with SwipeSimple for events away from the store.
Members who pay every month, plus walk-ins.
Setup: Recurring billing through the PayBright Gateway, with a terminal at the front desk.
Patients who pay after the visit, and payment plans for larger treatments.
Setup: LQpay for text-to-pay and card on file, connected to the office's practice management system.
These are examples, not specific clients. Your setup is based on how your business runs and what you process.
No. ClearCost Payments is based in Aliso Viejo, Orange County. San Diego County businesses work with us by phone, text, or email, and setup and training happen over the phone.
Yes. From the Gaslamp and La Jolla to Oceanside, Carlsbad, Escondido, and Chula Vista, we set up merchant services for businesses across San Diego County.
It depends on your card mix, your average ticket, and how you take payments. Send your last 2 statements for a Free Rate Analysis and we'll show what you pay now next to what you'd pay with us.
Yes. Union keeps open tabs by name and lets guests order and pay from their phones, and Clover Flex or a PAX A920 Pro takes payment at the table, inside or out.
Yes. SwipeSimple with the Swift B250 reader, or SwipeSimple Tap to Pay on iPhone, works wherever you set up, and the sales land in the same account as your store.
Opening a new business in San Diego? Start here and we'll set you up from scratch.
Attach your last 2 months of statements if you have them. If not, send your details and we'll follow up.
No statements needed. Tell us about the business and we'll recommend the POS and payment setup that fits, then follow up to go over it.