Southern California · Inland Empire
Card processing, invoicing, and POS for Riverside and San Bernardino County businesses. Month-to-month, next-day funding, and a Free Rate Analysis of what you pay now.
New business? No statements needed. Fill in the form and we'll set you up from scratch.
Prefer to talk? Call 949-946-2442 or text us
Tell us a little about your business and we'll follow up. No statements needed to start.
ClearCost Payments is based in Aliso Viejo, Orange County, and works with businesses across Riverside and San Bernardino counties by phone, text, and email. Also selling in San Diego County? See merchant services in San Diego.
Riverside and San Bernardino counties have about 4.77 million residents (2025).
More than 80% of California's imported cargo moves through the Los Angeles–Inland Empire corridor, and 5-million-square-foot warehouses are common. Shops that serve fleets can take fleet cards and bill on account.
Auto and fleet payments →
Riverside and San Bernardino counties have 88,815 businesses with employees (2023).
Contractor payments →
The two counties have 393,654 businesses with no employees (2024).
SwipeSimple for small and mobile businesses →
Sources: U.S. Census Bureau QuickFacts, Riverside County · U.S. Census Bureau QuickFacts, San Bernardino County · Wikipedia, Inland Empire
HVAC, plumbing, roofing, and landscaping: Clover Go or SwipeSimple on site, deposits by link. Using Jobber or Housecall Pro? Our setup works alongside both. See contractor payments →
WEX and Voyager fleet cards, text-to-pay before pickup, and fleet invoicing with ACH through the PayBright Gateway or Hyfin. See auto repair payments →
Invoices, saved payment methods, and ACH for customers who pay on account. Some business cards qualify for lower rates when invoice details are sent with the payment.
FigurePOS or Clover, with Figure Kiosk or Clover Kiosk for counters with a lunch rush. See quick-service payments →
OctoPOS handles EBT/SNAP, rewards, and curbside pickup and delivery. See grocery and market payments →
Payment plans, card-on-file, and LQpay text-to-pay for practices. See healthcare payments →
Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →
The Inland Empire runs on contractors, auto and fleet shops, distribution, and growing restaurant and retail corridors across Riverside and San Bernardino counties. We set up each account around how the business actually gets paid.
Deposits before materials, payments on the job site, and invoices synced to QuickBooks.
Fleet cards, text-to-pay before pickup, and invoicing for accounts.
Invoices, saved payment methods, and ACH for business customers.
Riverside and Corona have restaurants, auto shops, contractors, and medical offices serving fast-growing neighborhoods. Payment links and card on file help with customers who pay after the visit or the job.
San Bernardino, Fontana, Rancho Cucamonga, Ontario, and Redlands have warehouses, distributors, fleet repair shops, and restaurants. Invoicing for business customers and countertop terminals at the service desk fit how these businesses get paid.
Temecula and Murrieta have wineries, restaurants, shops, and home service companies. Open tabs for tasting rooms, a counter POS for shops, and mobile readers for crews cover most businesses.
Palm Springs and the Coachella Valley get busy with winter visitors, and Victorville and the High Desert have contractors, auto shops, and restaurants. Month-to-month processing means no long-term contract through a slow season.
Large jobs with deposits before materials are ordered.
Setup: Hyfin invoices with deposits and ACH for large jobs, plus Clover Go on site.
Fleet customers who pay on account.
Setup: WEX and Voyager fleet cards at the counter, with invoicing and ACH through the PayBright Gateway.
Business customers who pay by invoice.
Setup: Invoices with saved payment methods and ACH, with lower rates on qualifying business-to-business card payments through the PayBright Gateway.
Stylists, appointments, and retail products at the front desk.
Setup: Cojilio for booking and checkout, with Clover at the front desk.
These are examples, not specific clients. Your setup is based on how your business runs and what you process.
Yes. ClearCost Payments is based in Aliso Viejo, Orange County, and works with businesses in both counties by phone, text, or email.
Yes. Accept WEX and Voyager fleet cards along with Visa, Mastercard, Discover, and American Express.
Yes. Send invoices with saved payment methods and ACH through the PayBright Gateway or Hyfin.
Yes. Send a payment link or an invoice when the job is booked, and the deposit is paid before you order materials.
Yes. From Victorville to Palm Springs, we work with businesses by phone, text, and email.
Yes. Union keeps open tabs by name, and guests can order and pay from their own phones.
Opening a new business in the Inland Empire? Start here and we'll set you up from scratch.
Attach your last 2 months of statements if you have them. If not, send your details and we'll follow up.
No statements needed. Tell us about the business and we'll recommend the POS and payment setup that fits, then follow up to go over it.