Industries · Medical, dental & healthcare

Patient payments
for medical and dental practices

Copays at the front desk, balances by text, and treatment plans paid over time. Standalone, or connected to your practice software, on a month-to-month merchant account.

Free rate analysis for medical and dental offices →New Business? Start Here

Or call 949-946-2442 or text us.

  • Medical practices
  • Dental and orthodontics
  • Chiropractic and PT
  • Vision and optometry
  • Veterinary
  • Therapy and counseling
Next-day fundingNo waiting on your money
Month-to-monthNo cancellation fee
Free equipmentIf you qualify. No lease.
24/7 supportExcept most federal holidays
The problem

Payments that cost your practice more than they should.

Balances after insurance

Patient balances that go unpaid once the patient leaves the office.

Staff time on the phone

Taking card numbers by phone and chasing statements.

Fees on every payment

Copays and balances all carry card fees.

Disconnected software

Payments entered twice: once at the terminal and again in your practice software.

Most popular options

The practice setups we put in most.

We recommend the setup that best fits your front desk and your software. These are the four practices pick most.

Most popular
LQpay

LQpay

Dental, medical, and veterinary practices

  • Text-to-pay for patient balances
  • Card on file
  • Surcharging where allowed. It isn't allowed in every state and can't be applied to debit cards.
  • Connects to 125+ practice management and EMR systems
  • Eaglesoft, Open Dental, Denticon, ChiroTouch, and eCW

More on LQpay →

PayBright Gateway dashboard

PayBright Gateway

Payment plans and stored cards

  • Virtual terminal to take cards by phone or browser
  • Customer vault for cards on file
  • Recurring billing that updates many expired or replaced cards
  • Invoices by email or text
  • Cards and ACH bank payments in one place

Payment gateways →

Cojilio booking calendar

Cojilio

Chiropractic, wellness, and med spas

  • Online booking with deposits
  • Automated reminders
  • Packages and classes
  • Consultation forms and aftercare notes
  • Dual pricing supported

Full Cojilio page →

PAX A35 countertop terminal

Front desk terminals

Copays and balances at checkout

  • PAX A35 with a touchscreen and PIN pad
  • Ingenico Lane 3000, Dejavoo Z8, and FD150 also available
  • Free equipment if you qualify

See all terminals →

Pricing options

Three ways to price a practice.

Professional offices usually prefer to keep one price for every patient, which points to interchange-plus: the card networks' cost plus a fixed markup you can see. We still price both programs from your statements so you can compare.

$0-fee option

Dual pricing

Two prices on every ticket: one for cash, one for card. Card customers cover the card cost. The card price applies to all cards, debit included.

Example: an office visit with a $200.00 cash price shows a $208.00 card price, a 4% difference. This is an example, not a quote. Your card price is set when we set up your program.

How dual pricing works →

$0-fee option

Cash discount

One posted price, with a discount for customers who pay cash. We set up the signage and receipts so it's clear at checkout.

Cash discount vs. dual pricing →

One price for everyone

Interchange-plus

You pay what the card networks charge, plus a fixed markup you can see on every statement. Your customers see one price.

What is interchange-plus? →

Not sure which fits? Send your last 2 statements. We price each option against what you pay now and show you the difference in dollars.

Free rate analysis for medical and dental offices →
What we handle

Payments that fit the front desk.

Practices collect copays at the counter, balances by phone, and treatment costs over time. We set the account up for all three.

LQpay for practices

Patient payments built for dental and medical offices: text-to-pay, card on file, and surcharging. Surcharging isn't allowed in every state and can't be applied to debit cards. Connects to 125+ practice management and EMR systems, including Eaglesoft, Open Dental, Denticon, ChiroTouch, and eCW.

Payments by phone

Take a card over the phone from your browser with Hyfin's virtual terminal, or text the patient a payment link.

Front desk checkout

Clover, or a PAX, Dejavoo, Ingenico, or Equinox terminal for copays and balances at the front desk.

Pricing you can read

Your markup and the card network costs both show on your statement, line by line.

Front desk terminals we set up: PAX A35, Dejavoo Z8, Ingenico Lane 3000, and FD150. See all terminals →

Who it's for

Built for practices like yours.

Medical practices

Front desk checkout and balances paid by text.

Dental and orthodontics

Payment plans for treatment and cards kept on file.

Chiropractic and physical therapy

Visit packages and scheduled payments.

Vision and optometry

Exams plus glasses and contact lens orders, with a card on file for orders.

Veterinary

Visit fees and procedures, with pet owners paying by text.

Therapy and counseling

Session payments and a card on file for each client.

Specialty clinics

Payments by phone and installments on an invoice.

Med spas

Some med spa services get a closer look from processors. See salons, barbers & med spas.

Integrations

Works with your practice software.

Patient payments connect to the practice management and EMR software your staff already uses, through PayBright's integrations and LQpay. Systems include:

Medical

athenahealth, AdvancedMD, eClinicalWorks, NextGen, ModMed, DrChrono, Kareo, Tebra, Practice Fusion, CollaborateMD, Meditab, RXNT, Experity, InSync, Rapid PM, Allscripts, Centricity, Greenway, and Nextech

Dental and oral surgery

Dentrix, Dentrix Ascend, Eaglesoft, Open Dental, Denticon, Curve Dental, PracticeWorks, SoftDent, Oryx, AsproDental, SilkOne, and WinOMS

Chiropractic, PT, and therapy

ChiroTouch, ChiroHD, Chirocat, Atlas Chirosys, Jane, WebPT, SimplePractice, TherapyNotes, Valant, and Qualifacts

Veterinary

AVImark, Cornerstone, IDEXX Neo, ImproMed, ezyVet, Covetrus Pulse, DaySmart Vet, Digitail, Vetspire, Shepherd, Hippo Manager, ClinicHQ, Clientraxx, NaVetor, Nectarvet, Groomsoft, and Vetter

And many more, including orthodontic, vision and hearing, and med spa and home health software, plus QuickBooks Online through Hyfin.

Use other software? Tell us what you use or call 949-946-2442, and we'll check with PayBright's integration team to see if it can connect. We confirm how it works before anything changes. See every integration →

Two ways to set it up

Standalone, or connected to your software.

You don't have to connect anything to get started. If you want payments tied to your practice software, we set that up too.

Standalone

A front desk terminal and text-to-pay links. Nothing to connect, so you can start quickly.

Integrated

LQpay or PayBright's integrations connect patient payments to your practice management or EMR software.

How an integrated setup goes

01

Tell us your software

The practice management or EMR system you use today.

02

We confirm it connects

We check with PayBright's integration team or LQpay before anything changes.

03

We set up the workflow

How payments are taken at the desk, by text, and on file, and how they show up in your software.

04

Train and go live

Your front desk is trained, then you start taking payments.

Balances and payment plans

Collect balances and spread out treatment.

Charge what insurance didn't cover without another phone call, and let patients pay for ortho, implants, and multi-visit care over time.

Stored cards

Save the patient's card in LQpay or the PayBright Gateway, then charge the balance once insurance pays its part.

Scheduled payments

Set up a plan through the PayBright Gateway or Hyfin. The patient approves once and payments run on schedule.

Cards that stay current

Recurring billing on the PayBright Gateway updates many expired or replaced cards automatically.

Installments on an invoice

Hyfin invoices can be split into installments, with reminders sent by text or email.

ACH for large balances

Bank-to-bank payments through the PayBright Gateway or Hyfin for balances you'd rather not put on a card.

Balances by text

LQpay texts the patient a payment link, so they can pay the balance from their phone.

Example setups

How practices set it up.

A two-doctor dental office

Big treatment plans and patients who want to pay over time.

Setup: A front desk terminal, plus scheduled payments on a stored card for treatment plans.

A chiropractic office

Patients buy visit packages and come in every week.

Setup: Packages and recurring payments on a saved card, with checkout at the front desk.

A specialty practice

Balances after insurance that are hard to collect.

Setup: LQpay text-to-pay so patients can pay the balance from their phone.

A veterinary clinic

Visit fees, procedures, and pet owners who want to pay by text.

Setup: LQpay with AVImark or IDEXX Cornerstone, plus a front desk terminal.

An optometry practice

Exams plus glasses and contact lens orders.

Setup: LQpay with OfficeMate or Eyefinity, and card on file for orders.

These are examples. Your setup is based on how your business runs and what you process.

Security and compliance

Card data handled the right way.

PCI compliance

Card data is handled by the payment systems, and PayBright's PCI compliance portal is part of your merchant login.

Cards kept in the vault

Cards on file are stored in the PayBright Gateway's customer vault or in LQpay, not on your office computers.

Clear patient pricing

With dual pricing, both prices are posted before the patient pays. Surcharging isn't allowed in every state and can't be applied to debit cards.

Why practices choose us

What you get with every account.

Meet or beat. Already set up somewhere else? Show us your statement. We'll match or beat it whenever we can, and if we can't, we'll tell you straight.

How it works

From first call to first patient payment.

01

Send your last 2 statements

Every page, from every processor or location. Opening a new business? Just tell us about it.

02

We compare the pricing

What you pay now next to interchange-plus and dual pricing, in dollars per month.

03

We match the tools

A front desk terminal, LQpay, scheduled payments, or a mix.

04

You go live

Equipment and training, then next-day funding on your sales.

Pairs well with: Recurring billing · Virtual terminals · Invoicing · Interchange-plus

Free rate analysis for medical and dental offices →New Business? Start Here

Common questions

Straight answers.

Do you post a rate?

No. Card mix and ticket size change the number. Your last 2 statements get you a real number faster than a posted rate that won't match your practice.

Is there a contract?

The processing agreement we set up is month-to-month, with no cancellation fee.

Who supports the equipment?

Processor and POS support is available 24/7, except most federal holidays. Day-to-day account questions come straight to us.

Can patients pay by text?

Yes. LQpay texts the patient a payment link, and they pay from their phone.

Do I have to connect payments to my practice software?

No. A front desk terminal and text-to-pay links work on their own. If you want payments connected to your practice management or EMR software, LQpay and PayBright's integrations connect to many systems.

What if my software isn't listed?

Tell us what you use and we'll check with PayBright's integration team. We confirm how it works before anything changes.

Can patients pay over time?

Yes. Scheduled payments through the PayBright Gateway or Hyfin, or installments on a Hyfin invoice.

Can we take bank payments?

Yes. ACH through the PayBright Gateway or Hyfin, for larger balances.

Still have a question? Call 949-946-2442 or text us.

Free rate analysis for medical and dental offices →

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Where we work

Medical and dental practices across Southern California, and nationwide.

Based in Orange County. We work with businesses by phone, text, and email, so there's no office visit needed.

Medical, dental & healthcare · Free, no commitment

See what your practice is really paying.

Send your last 2 statements. We'll put what you pay now next to what you'd pay with us, in plain numbers.

Free rate analysis for medical and dental offices →New Business? Start Here

Next-day fundingMonth-to-monthFree equipment if you qualifyCall or text 949-946-2442