Pricing · Interchange-plus
You pay what the card networks charge. We add one fixed markup, and it's printed on every statement. No buckets, no guessing. Your customers see one price.
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Set by the card networks and paid to the bank that issued the card. It changes with the card type and how it was taken.
Paid to Visa, Mastercard, Discover, or American Express.
A fixed markup that shows on every statement and never goes up.
The first two are set by the card networks and should be passed through at cost. The markup is the only part a processor controls, so that's the number to watch. Read the full interchange-plus guide.
Business customers who expect one price on the invoice.
Professional services and contractors who bill after the work.
Anyone who would rather cover the card cost than pass it on.
The more you process, the more a fixed, visible markup matters.
Interchange and network fees passed through at cost, plus a fixed markup. Easiest to check.
One rate for every card. Easy to read, but on cheaper cards like debit, the processor pockets the difference.
Sales sorted into qualified, mid-qualified, and non-qualified buckets. The processor picks the bucket, and you're left trying to check its work.
Want to offset the fee instead? See dual pricing and $0-fee options.
You get next-day funding, so you aren't waiting days for your own money.
Terminals and POS at $0 upfront on approved setups. No lease. We match the equipment to how you sell.
No long-term contract and no cancellation fee on the processing agreement we set up.
Setup and training are part of the account.
Your markup never goes up. Interchange is set by the card networks and can change.
Processor and POS support is available 24/7, except most federal holidays. Day-to-day account questions come straight to us.
No. Your markup never goes up. Interchange is set by the card networks and can change, and it shows on your statement either way.
No. On interchange-plus, your customers see one price and you cover the card cost.
Send your last 2 full monthly statements. We price interchange-plus from your actual card mix and show it next to what you pay now.
Still have a question? Call 949-946-2442 or text us.
Get My Free Rate Analysis →New Business? Start Here
More on pricing: Dual pricing & $0-fee options · Interchange-plus guide · Pricing overview
Attach your last 2 months of statements if you have them. If not, send your details and we'll follow up.
No statements needed. Tell us about the business and we'll recommend the POS and payment setup that fits, then follow up to go over it.