Pricing
Two ways to handle card fees: absorb them with interchange-plus, or offset them with dual pricing. We price both from your statements and tell you which one fits. No guesswork.
New to the terms? Read how interchange-plus pricing works. On a flat rate now? See how to switch from Square or Stripe.
Most shops land in one of these two. Absorb the fee, or offset it. Your statements tell us which one fits.
Option 1 · Absorb the fee
You pay what the card networks actually charge, plus our markup. The markup is fixed and shows on every statement. Good for B2B, businesses that invoice, and shops that would rather cover the fee than pass it on to customers.
Option 2 · Offset the fee
Want to reduce or eliminate what you pay in processing fees? Choose dual pricing, cash discount, surcharging, or convenience fees. We set it up with the signage and receipts to match. Surcharging isn't allowed in every state and can't be applied to debit cards. Good for retail, restaurants, contractors, and service businesses.
No statements yet? We'll set you up from scratch.
No long-term contract and no cancellation fee on the processing agreement we set up.
Terminal or POS matched to the shop, $0 upfront on approved setups. No lease.
Many accounts are approved the same day.
You get next-day funding, so you aren't waiting days for your own money.
No rate increases: your markup never goes up. Interchange is set by the card networks and can change, and both show on your statement.
Processor and POS support is available 24/7, except most federal holidays.
Every page, from every processor or location. Send statements →
What you pay now, what interchange-plus looks like, and what dual pricing looks like.
Side by side, with the difference in dollars per month and per year. Free, no obligation.
We set up your program and equipment.
You pay the card networks' actual cost plus our fixed markup. Both show on your statement. Your customers see one price and you cover the fee.
Usually dual pricing: one price for cash and one for card, so you aren't absorbing the card cost when a customer pays by card. We also set up cash discount, surcharging, and convenience fees. Surcharging isn't allowed in every state and can't be applied to debit cards.
No. Card mix and ticket size change the number. Your last 2 statements get you a real number faster than a posted rate that won't match your business.
Month-to-month. No cancellation fee on the processing agreement we set up.
No. Your markup never goes up. Interchange is set by the card networks and can change, and it shows on your statement either way.
Want the detail? Read what interchange-plus pricing is.
Attach your last 2 months of statements if you have them. If not, send your details and we'll follow up.
No statements needed. Tell us about the business and we'll recommend the POS and payment setup that fits, then follow up to go over it.