Industries · Retail & specialty

Retail credit card processing
and POS that fit your store

Fast checkout, inventory that matches the shelf, gift cards, and online sales on one merchant account. And one person to call when something's off.

Free rate analysis for retail stores →New Business? Start Here

Or call 949-946-2442 or text us.

  • Boutiques and apparel
  • Gift and home
  • Specialty shops
  • Smoke and vape
  • Garden and hardware
  • Stores that sell online
Next-day fundingNo waiting on your money
Month-to-monthNo cancellation fee
Free equipmentIf you qualify. No lease.
24/7 supportExcept most federal holidays
The problem

Where the wrong register costs a store.

A POS not built for retail

A general-purpose register wasn't made for big catalogs, sizes, and barcodes. You feel it on the first busy Saturday.

Inventory that doesn't match the shelf

Without real-time counts, you reorder too late or carry too much.

Online and in-store out of sync

Separate systems mean double entry and sold-out items still listed online.

Fees you can't read

Pages of line items and no straight answer on what it all costs you.

Most popular options

The retail setups we put in most.

We recommend the system that best fits your store. These are the four retailers pick most.

Most popularMaterial POS on a tablet at a boutique checkout counter

Material POS

Boutiques, apparel, gift and home, Shopify stores

  • Checkout on the Material POS iPad app
  • Inventory that updates in real time
  • Products, inventory, and orders synced to Shopify
  • Sell in-store, on Shopify, Facebook, and Shoptiques from one catalog
  • Purchase orders and receiving
  • Loyalty, texting, and marketing automations
  • Connects to QuickBooks
  • Dual pricing supported

Full Material POS page →

KORONA POS register and reports

KORONA POS

Big catalogs, multi-store, smoke and vape, gift and garden

  • Real-time inventory and stock reports
  • Automatic ordering with par levels
  • Age-check prompts on restricted sales
  • Loyalty, customer profiles, and gift cards
  • Several locations from one account
  • Employee permissions and loss prevention tools
  • Self-checkout kiosks and online store options
  • Dual pricing supported

Full KORONA POS page →

Clover Mini

Clover

Smaller shops and counters

  • Clover Mini, Solo, or Duo at the counter
  • Inventory with categories, modifiers, and variants
  • Clover Flex on the floor for line-busting
  • Clover Go for selling away from the register
  • Gift cards, loyalty, and promotions
  • Dual pricing supported

Full Clover page →

Quantic POS register

Quantic

Retail with an online store

  • Real-time inventory with low-stock alerts
  • Online store for curbside pickup and delivery
  • Online loyalty, coupons, and gift cards
  • Customer and vendor management
  • Real-time reports
  • Dual pricing supported

Full Quantic page →

Pricing options

Three ways to price a store.

Retail shops go either way. Dual pricing or a cash discount offsets the card cost when your signage and receipts can show both prices. Interchange-plus fits stores that want one price on the shelf and a markup they can see on the statement.

$0-fee option

Dual pricing

Two prices on every ticket: one for cash, one for card. Card customers cover the card cost. The card price applies to all cards, debit included.

Example: an item with a $40.00 cash price shows a $41.60 card price, a 4% difference. This is an example, not a quote. Your card price is set when we set up your program.

How dual pricing works →

$0-fee option

Cash discount

One posted price, with a discount for customers who pay cash. We set up the signage and receipts so it's clear at checkout.

Cash discount vs. dual pricing →

One price for everyone

Interchange-plus

You pay what the card networks charge, plus a fixed markup you can see on every statement. Your customers see one price.

What is interchange-plus? →

Not sure which fits? Send your last 2 statements. We price each option against what you pay now and show you the difference in dollars.

Free rate analysis for retail stores →
What we handle

Checkout, inventory, and online sales in one account.

We match the processing and the register to what you sell and how many products you carry.

Fast checkout

Tap, dip, and swipe at the counter, with a PAX, Dejavoo, or Ingenico terminal or a full POS like Clover, Material, KORONA POS, or OctoPOS, depending on what the store needs. SwipeSimple covers pop-ups and markets.

Inventory and barcodes

Clover, Material, or KORONA POS, whichever fits your store.

Shopify and QuickBooks

Material syncs with Shopify and QuickBooks, so in-store and online sales stay in step.

Gift cards and loyalty

Gift cards and rewards that bring customers back.

Grocery and convenience

OctoPOS handles EBT/SNAP, scanner scales, rewards, and curbside pickup and delivery for markets and convenience stores.

Online sales

Sell online with Material's Shopify sync or Quantic's online store, on the same merchant account.

Counter terminals we set up: PAX A35, Dejavoo Z8, Ingenico Lane 3000, and FD150. See all terminals →

Who it's for

Built for stores like yours.

Boutiques and apparel

Fast checkout, inventory you can trust, and gift cards with your logo.

Gift, home, and hobby shops

Barcodes, reorder points, and rewards for regulars.

Multi-store retail

Inventory and reports across every location.

Convenience and markets

Quick lanes, EBT, and scanner scales on OctoPOS.

Integrations

Works with the tools your store runs on.

Point of sale, online store, and accounting, connected to the same merchant account.

Material POS

Retail POS with Shopify and QuickBooks sync.

KORONA POS

Inventory and reports across one store or many.

OctoPOS

Connects to Shopify, WooCommerce, and Amazon.

BigCommerce and WooCommerce

Online stores. Our setup works alongside them.

And many more, including Clover, Quantic, CounterPoint, Keystroke, PC America, Retail Pro, Retail Cloud, Tritech, VelaOne, Foxy.io, and QuickBooks Online.

Use other software? Tell us what you use or call 949-946-2442, and we'll check with PayBright's integration team to see if it can connect. We confirm how it works before anything changes. See every integration →

Example setups

How retail shops set it up.

A clothing boutique

One counter, busy weekends, and an online store.

Setup: Material POS at the counter, gift cards with your logo, and online and in-store sales on the same account.

A specialty shop with three locations

Stock moves between stores and the owner wants one view.

Setup: KORONA POS with inventory and reporting across all three stores.

A neighborhood convenience store

Fast lines, EBT, and thin margins on every item.

Setup: OctoPOS with EBT and PIN debit, plus $0-fee dual pricing with signage and receipts to match.

A gift and home shop

Busy holidays and regulars who come back.

Setup: Material POS at the counter, custom gift cards through our partner PayBright, and QuickBooks Online sync.

A smoke and vape shop

Age-restricted products and a lot of small items.

Setup: KORONA POS with age verification prompts and tight inventory control.

These are examples. Your setup is based on how your business runs and what you process.

Why retailers choose us

What you get with every account.

Meet or beat. Already set up somewhere else? Show us your statement. We'll match or beat it whenever we can, and if we can't, we'll tell you straight.

How it works

From first call to first sale.

01

Send your last 2 statements

Every page, from every processor or location. Opening a new business? Just tell us about it.

02

We compare the pricing

What you pay now next to interchange-plus and dual pricing, in dollars per month.

03

We match the POS

Material, KORONA, Clover, Quantic, or another system, whichever best fits your store.

04

You go live

Equipment and training, then next-day funding on your sales.

Pairs well with: Material POS · KORONA POS · Gift cards & loyalty · Dual pricing

Free rate analysis for retail stores →New Business? Start Here

Common questions

Straight answers.

Do I have to change my POS?

Not always. Our setup works alongside many systems, and we confirm whether yours can stay. If it's locked to its own processor, we plan a replacement before anything changes.

Do I have to buy equipment?

Qualifying merchants get terminals or POS at $0 upfront. We tell you what you qualify for before anything is ordered.

Can online and in-store sales use the same account?

Yes. We connect WooCommerce or your online checkout through Authorize.net, NMI, or the PayBright Gateway to the same account as the counter, so you aren't reconciling two processors.

Still have a question? Call 949-946-2442 or text us.

Free rate analysis for retail stores →

Other industries: Auto repair & tire shops · Detailing & car washes · Grocery & markets · Law firms & legal · Leaving Square or Stripe · Liquor stores · Medical, dental & healthcare · Memberships & recurring · Professional services · Quick-service & kiosks · Regulated & high-risk · Restaurants & bars · Salons, barbers & med spas · Startups & new business · Trades & home services

Where we work

Retail stores across Southern California, and nationwide.

Based in Orange County. We work with businesses by phone, text, and email, so there's no office visit needed.

Retail & specialty · Free, no commitment

See what your store is really paying.

Send your last 2 statements. We'll put what you pay now next to what you'd pay with us, in plain numbers.

Free rate analysis for retail stores →New Business? Start Here

Next-day fundingMonth-to-monthFree equipment if you qualifyCall or text 949-946-2442