New York · Statewide
Card processing and POS systems for New York restaurants, bars, delis, shops, and service businesses, from New York City to Buffalo. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.
New business? No statements needed. Fill in the form and we'll set you up from scratch.
Prefer to talk? Call 949-946-2442 or text us
Tell us a little about your business and we'll follow up. No statements needed to start.
ClearCost Payments is based in Aliso Viejo, California, and works with New York businesses by phone, text, and email.
New York has 2.4 million small businesses, 99.8% of all businesses, and they employ 46.6% of the state's workers. (2022 data)
Health care and social assistance employs more small-business workers here than any other industry: 617,801 people.
Healthcare payments →
Professional, scientific, and technical services is the most common type of small business here, with 347,422 firms.
Professional services payments →
Sources: SBA Office of Advocacy, 2025 New York Small Business Profile
Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.
Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →
Across Manhattan, Brooklyn, Queens, the Bronx, and Staten Island, restaurants, bars, delis, and shops stay busy from morning until late at night. Handhelds for the bar and the table, and a POS with inventory for stores, cover most setups.
Suburban restaurants, salons, med spas, and contractors need checkout at the counter plus payments on the road. Clover at the front desk or counter, with Clover Go or SwipeSimple for jobs and visits, keeps everything in one account.
From the Hudson Valley to Albany, wineries, farm stands, cafés, and shops sell at a counter during the week and at markets and events on weekends. Mobile readers cover the events on the same account as your counter.
Syracuse, Rochester, and Buffalo have neighborhood restaurants, bars, markets, and auto shops that stay busy through long winters. A POS with inventory and a handheld for the bar or table covers most setups.
Open nearly around the clock with thousands of items.
Setup: OctoPOS with scanning, EBT/SNAP, and inventory.
Slices at lunch and delivery at night.
Setup: FoodTec with web ordering, so the phones calm down, and driver tracking for every delivery.
Tastings and wine club members.
Setup: Clover at the tasting bar, with recurring billing for the club.
Busy summers and a slow winter.
Setup: Material POS with Shopify sync, plus an extra iPad for summer.
These are examples, not specific clients. Your setup is based on how your business runs and what you process.
NYC bodegas and Buffalo wing spots keep New York busy. Here's how we set them up.
New York City had an estimated 13,000 bodegas in 2020.
Setup: Fast counter checkout, EBT, and inventory on one POS.
One well-known account says Buffalo wings were first made at the Anchor Bar in Buffalo in 1964.
Setup: Online ordering, tabs on game days, and orders straight to the kitchen.
Sources: Wikipedia, Bodega · Wikipedia, Buffalo wing
No. ClearCost Payments is based in Aliso Viejo, California. New York businesses work with us by phone, text, or email.
Yes. Tap to Pay on iPhone and Clover handhelds run on cell data, so you can take cards anywhere you park.
Yes. Union keeps open tabs by name, and guests can order and pay from their own phones.
Yes. From Long Island and Westchester to Albany, Syracuse, Rochester, and Buffalo, we work with businesses by phone, text, and email.
Yes. OctoPOS and KORONA POS track inventory item by item, which helps stores that carry thousands of products.
Opening a new business in New York? Start here and we'll set you up from scratch.
Attach your last 2 months of statements if you have them. If not, send your details and we'll follow up.
No statements needed. Tell us about the business and we'll recommend the POS and payment setup that fits, then follow up to go over it.