Pennsylvania · Statewide

Merchant services in Pennsylvania
with pricing you can read

Card processing and POS for Pennsylvania restaurants, delis, shops, auto shops, contractors, and service businesses, from Philadelphia to Pittsburgh. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Pennsylvania businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Philadelphia, Pittsburgh, and across Pennsylvania.

ClearCost Payments is based in Aliso Viejo, California, and works with Pennsylvania businesses by phone, text, and email.

Cities we serve

PhiladelphiaPittsburghAllentownErieReadingScrantonBethlehemLancasterHarrisburgState CollegeYorkWilkes-Barre

Metro area pages

Local business snapshot

Pennsylvania small business, by the numbers.

Pennsylvania has 1.2 million small businesses, 99.6% of all businesses, and they employ 45.2% of the state's workers. (2022 data)

Sources: SBA Office of Advocacy, 2025 Pennsylvania Small Business Profile

By business type

What we set up for Pennsylvania businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around Pennsylvania

Pennsylvania, region by region.

Philadelphia and the suburbs

Philadelphia, Bucks, Montgomery, Delaware, and Chester counties have delis, restaurants, salons, auto shops, and medical offices of every size.

Pittsburgh and Western Pennsylvania

Pittsburgh, Erie, and the surrounding towns have restaurants, bars, auto shops, and businesses serving healthcare and tech workers.

Lehigh Valley and Northeast

Allentown, Bethlehem, Scranton, and Wilkes-Barre have restaurants, shops, and businesses serving a growing logistics region.

Central Pennsylvania

Harrisburg, Lancaster, York, Reading, and State College have restaurants, farm markets, and businesses serving visitors and campus crowds.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Pennsylvania businesses →

Example setups

How Pennsylvania businesses set it up.

A cheesesteak shop in Philadelphia

A counter line at lunch and a second rush after the bars let out.

Setup: FigurePOS with a kitchen display, and online ordering so pickup orders are wrapped and waiting.

A sports bar in Pittsburgh

Packed for every home game, regulars the rest of the week.

Setup: MicroSale with pre-authorized bar tabs and tableside tablets, so servers stay on the floor.

A bakery stand at a Lancaster County market

Market days, busloads of visitors, and whoopie pies by the box.

Setup: SwipeSimple Tap to Pay on iPhone for most customers, and a Swift B250 reader for the few who still insert a card.

An auto repair shop in Allentown

Inspections, repair tickets, and customers who pay at pickup.

Setup: Payments that work alongside Mitchell 1, with a text-to-pay link through the PayBright Gateway when the car is ready.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Pennsylvania.

Cheesesteak shops, the Strip District, and Lancaster markets keep Pennsylvania busy. Here's how we set them up.

Philadelphia cheesesteak shops

Pat's King of Steaks, credited with inventing the cheesesteak in the early 1930s, is still open near the Italian Market.

Setup: Fast counter service, online orders for pickup, and tips on the screen.

Pittsburgh Strip District shops

The Strip District is a destination for groceries, restaurants, bars, and art in renovated warehouses.

Setup: Tabs, split checks, and handhelds for game days on the North Shore and beyond.

Lancaster County markets

Lancaster Central Market has about 60 vendors and was the oldest municipally run market in the U.S. until 2005.

Setup: Tap to Pay on iPhone and handhelds at every stall, with no Wi-Fi needed.

Sources: Wikipedia, Cheesesteak · Wikipedia, Strip District · Wikipedia, Lancaster Central Market

Common questions

Straight answers.

Do you have an office in Pennsylvania?

No. ClearCost Payments is based in Aliso Viejo, California. Pennsylvania businesses work with us by phone, text, or email.

Do you work with businesses across Pennsylvania?

Yes. From Philadelphia and Pittsburgh to Allentown, Harrisburg, and Erie, we work with businesses by phone, text, and email.

Can a market vendor take cards at a stall?

Yes. SwipeSimple Tap to Pay on iPhone and Clover handhelds run on cell data, so you can take cards at any stall.

Can a deli take online orders for pickup?

Yes. Online ordering sends orders straight to your Clover system and kitchen.

Opening a new business in Pennsylvania? Start here and we'll set you up from scratch.