Pennsylvania · Metro area

Merchant services in Philadelphia
with pricing you can read

Card processing and POS for Philadelphia restaurants, delis, shops, salons, and service businesses, from South Philly to the Main Line. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Philadelphia businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Center City, South Philly, Fishtown, and nearby.

ClearCost Payments is based in Aliso Viejo, California, and works with Philadelphia businesses by phone, text, and email.

Cities and neighborhoods we serve

Center CitySouth PhillyFishtownNorthern LibertiesOld CityUniversity CityManayunkKensingtonGermantownKing of PrussiaCherry Hill, NJMain Line
Local business snapshot

What drives business in Philadelphia.

Philadelphia's food traditions center on South Philly.

Sources: Wikipedia, Cheesesteak · Wikipedia, Italian Market · SBA Office of Advocacy, 2025 Pennsylvania Small Business Profile

By business type

What we set up for Philadelphia businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around the area

Philadelphia, area by area.

Center City and Old City

Restaurants, bars, boutiques, and businesses serving workers and visitors.

South Philly

East Passyunk, the Italian Market, and Point Breeze have restaurants, delis, and markets.

River Wards and North

Fishtown, Northern Liberties, Kensington, and Port Richmond have restaurants, bars, and shops.

West Philly and the suburbs

University City, Manayunk, the Main Line, and King of Prussia have restaurants, clinics, and shops.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Philadelphia businesses →

Example setups

How Philadelphia businesses set it up.

A cheesesteak shop in South Philly

A line out the door at lunch and a second rush late at night.

Setup: FigurePOS with a kitchen display, and online orders queued for pickup at a separate shelf.

A corner store in Kensington

Thousands of items and many customers paying with EBT/SNAP.

Setup: OctoPOS with barcode scanning, EBT/SNAP, and inventory that updates with every sale.

A sports bar in Fishtown

Packed for every big game, with tables of friends ordering rounds.

Setup: Union POS for phone ordering at the tables, and Clover behind the bar for anyone who walks up.

A salon on the Main Line

Standing appointments, deposits for color services, and retail products.

Setup: Cojilio for booking, reminders, and deposits, with tips and product sales at checkout.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Philadelphia.

Cheesesteak shops and Italian Market vendors keep Philadelphia busy. Here's how we set them up.

Cheesesteak and hoagie shops

Philadelphia cheesesteaks are served on hoagie rolls, and Pat's King of Steaks has served them since the 1930s.

Setup: A fast counter and online ordering, so the lunch crowd is in and out in minutes.

Italian Market vendors

The heart of the Italian Market is 9th Street between Christian Street and Washington Avenue.

Setup: Tap to Pay on iPhone and handhelds at every stall along Ninth Street.

Sources: Wikipedia, Cheesesteak · Wikipedia, Italian Market

Common questions

Straight answers.

Do you have an office in Philadelphia?

No. ClearCost Payments is based in Aliso Viejo, California. Philadelphia businesses work with us by phone, text, or email.

Do you work with businesses across Philadelphia?

Yes. From Center City and South Philly to Fishtown, Manayunk, and the suburbs, we work with businesses by phone, text, and email.

Can a corner store track inventory?

Yes. KORONA POS and Clover both track inventory with barcode scanning.

Can a market vendor take cards at a stall?

Yes. SwipeSimple Tap to Pay on iPhone and Clover handhelds run on cell data.

Opening a new business in Philadelphia? Start here and we'll set you up from scratch.