Southern California

Merchant services in Southern California
without the junk fees

Credit card processing from a Southern California company. No contracts, interchange-plus or a $0-fee dual pricing option, and a Free Rate Analysis of what you pay now.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Southern California businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Southern California businesses →

How it works

How a regional rate review works.

01

Send statements for each location

Start with the short form above, then upload, text, or email your last 2 full monthly statements for every location.

02

We review every location

Each statement, line by line, with your real rate and every markup and monthly fee called out.

03

You compare and decide

What you pay now next to what you could pay with ClearCost Payments, location by location. Free, with no obligation.

Send My Statements →

By industry: Auto repair & tire shops · Detailing & car washes · Grocery & markets · Law firms & legal · Leaving Square or Stripe · Liquor stores · Medical, dental & healthcare · Memberships & recurring · Professional services · Quick-service & kiosks · Regulated & high-risk · Restaurants & bars · Retail & specialty · Salons, barbers & med spas · Startups & new business · Trades & home services

Across the region

One partner for every Southern California location.

Many businesses here don't stay in one county. A restaurant group adds a location in San Diego, a contractor works jobs in three counties, a retailer opens a second store in the Inland Empire. We set up each location around how it sells, on pricing you can read.

Multiple locations

Systems like KORONA POS and FoodTec manage several locations from one account, with reporting for each.

One point of contact

Day-to-day questions come straight to us, wherever your locations are.

No office visit needed

Send statements by upload, text, or email, and we walk you through the numbers by phone.

Local business snapshot

Southern California business, by the numbers.

Los Angeles, Orange, Riverside, and San Bernardino counties are home to about 17.6 million people (2025).

Sources: U.S. Census Bureau QuickFacts, Los Angeles County · U.S. Census Bureau QuickFacts, Orange County · U.S. Census Bureau QuickFacts, Riverside County · U.S. Census Bureau QuickFacts, San Bernardino County · Visit Anaheim, 2025 tourism results

Example setups

How regional businesses set it up.

A restaurant group in two counties

Locations in Orange County and San Diego that need one view of sales.

Setup: FigurePOS at each location, with reports for one location or all of them.

A contractor working across three counties

Crews in the field and invoices from one office.

Setup: SwipeSimple on each crew's phone, with Hyfin invoices synced to QuickBooks Online.

A specialty retailer with two stores

Two locations sharing one product catalog.

Setup: KORONA POS for both stores, managed from one account.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Common questions

Straight answers.

Do you only work with Southern California businesses?

No. We are based in Orange County and sign up merchants across the United States.

Do I have to meet in person?

No. You can upload, text, or email your statements, and you can call or text questions to 949-946-2442.

Can you set up locations in different counties?

Yes. Each location is set up around how it sells, and multi-location systems like KORONA POS and FoodTec let you manage them together.

Which industries do you work with across Southern California?

Restaurants, retail, grocery and liquor stores, salons, contractors, auto repair, healthcare, law firms, professional services, and more.

Do you work with businesses outside Southern California?

Yes. We work with businesses nationwide, including Arizona, Nevada, Texas, and Florida, by phone, text, and email.

Can I get one Free Rate Analysis for several locations?

Yes. Send the statements for each location, and we'll review them together and show you what each one is paying.

Opening a new business in Southern California? Start here and we'll set you up from scratch.

By county

Merchant services in every Southern California county

Call or text 949-946-2442 from anywhere in the region.

Los Angeles County

Serving businesses in Los Angeles, Long Beach, Pasadena, Glendale, Torrance, and Santa Clarita.

Restaurants, retail shops, salons, and service businesses can send statements by upload, text, or email for a Free Rate Analysis. See our Los Angeles page.

Orange County

Serving businesses in Irvine, Anaheim, Santa Ana, Huntington Beach, Costa Mesa, and Newport Beach.

ClearCost Payments is based here. See our Orange County page.

Riverside County

Serving businesses in Riverside, Corona, Moreno Valley, Temecula, Murrieta, and Palm Springs.

Month-to-month processing, next-day funding, and a POS matched to how you sell. See our Inland Empire page.

San Bernardino County

Serving businesses in San Bernardino, Fontana, Rancho Cucamonga, Ontario, Redlands, and Victorville.

Interchange-plus or a $0-fee dual pricing option, with free equipment if you qualify. See our Inland Empire page.

San Diego County

Serving businesses in San Diego, Chula Vista, Oceanside, Escondido, Carlsbad, and El Cajon.

Setup is handled by phone, text, or email, so you don't need to meet in person. See our San Diego page.