Arizona · Statewide
Card processing and POS for Arizona restaurants, home services, salons, shops, and service businesses, from Phoenix to Tucson. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.
New business? No statements needed. Fill in the form and we'll set you up from scratch.
Prefer to talk? Call 949-946-2442 or text us
Tell us a little about your business and we'll follow up. No statements needed to start.
ClearCost Payments is based in Aliso Viejo, California, and works with Arizona businesses by phone, text, and email.
Arizona has 706,640 small businesses, 99.5% of all businesses, and they employ 42.6% of the state's workers. (2022 data)
Health care and social assistance employs more small-business workers here than any other industry: 193,567 people.
Healthcare payments →
Professional, scientific, and technical services is the most common type of small business here, with 100,978 firms.
Professional services payments →
Sources: SBA Office of Advocacy, 2025 Arizona Small Business Profile
Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.
Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →
Phoenix, Scottsdale, Mesa, Chandler, Gilbert, Tempe, Glendale, and Peoria have restaurants, salons, medical offices, and home service companies across a large, growing metro. Many service businesses get paid on the job, so mobile readers and payment links matter.
Tucson has restaurants, shops near campus, salons, and contractors. Counter setups for the store and handhelds for the patio cover most businesses, and recurring billing works for monthly service plans.
Flagstaff and the surrounding towns have restaurants, gear shops, and businesses serving visitors heading to the parks. A counter POS for the shop and Tap to Pay on iPhone for tours and events cover most setups.
Yuma and the river towns have restaurants, shops, and service businesses that get busier with winter visitors. Mobile readers and payment links help when customers aren't at the counter.
Weekly service routes and summer repairs.
Setup: Recurring billing for weekly service, with Clover Go for repairs.
Treatments, gift cards, and memberships.
Setup: Cojilio for booking, with recurring billing for memberships.
Hotel guests and outside diners.
Setup: Oracle Micros for the dining room and the bar, with kitchen display and inventory tools.
These are examples, not specific clients. Your setup is based on how your business runs and what you process.
From Scottsdale spas to Tempe coffee shops to Sedona galleries, every Arizona business sells a little differently. Here's how we set them up.
Scottsdale had the most destination spas per capita of any U.S. city in 2016, and more than 200 golf courses in the area.
Setup: Sell treatments, memberships, and gift cards at the front desk, and let clients add a tip right on the screen. Pro shops can ring up apparel and tee times on the same system.
Arizona State University's Tempe campus had 55,312 students in fall 2025.
Setup: Near campus, lines move fast between classes. Tap, Apple Pay, and Google Pay keep the line short, and online ordering takes the rush off the counter.
Sedona's red rocks have drawn visitors since the 1950s, and the Sedona Arts Center, founded in 1958, is the oldest in northern Arizona.
Setup: Bigger tickets and visitors from all over. Take cards in the gallery, and send tour and jeep-rental deposits by payment link before guests arrive.
Sources: Wikipedia, Scottsdale · Wikipedia, Arizona State University · Wikipedia, Sedona
No. ClearCost Payments is based in Aliso Viejo, California. Arizona businesses work with us by phone, text, or email.
Yes. Clover handles gift cards, packages, and monthly memberships, and clients can add a tip on the screen at checkout.
Yes. Recurring billing charges a card or bank account on a schedule, so plans renew on their own.
Yes. From Scottsdale and Mesa to Tucson, Flagstaff, and Yuma, we work with businesses by phone, text, and email.
Yes. Clover Flex or a PAX A920 Pro brings the payment to the table, inside or out.
Opening a new business in Arizona? Start here and we'll set you up from scratch.
Attach your last 2 months of statements if you have them. If not, send your details and we'll follow up.
No statements needed. Tell us about the business and we'll recommend the POS and payment setup that fits, then follow up to go over it.