Arizona · Metro area

Merchant services in Phoenix
with pricing you can read

Card processing and POS for Phoenix restaurants, salons, contractors, shops, and service businesses, from Scottsdale to Glendale and the East Valley. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Phoenix businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Phoenix, Scottsdale, Tempe, and nearby.

ClearCost Payments is based in Aliso Viejo, California, and works with Phoenix businesses by phone, text, and email.

Cities and neighborhoods we serve

PhoenixScottsdaleTempeMesaChandlerGilbertGlendalePeoriaSurpriseGoodyearQueen CreekCave Creek
Local business snapshot

What drives business in Phoenix.

Phoenix's busiest seasons come from visitors, ballgames, and a big university.

Sources: Wikipedia, Cactus League · Wikipedia, Scottsdale · Wikipedia, Arizona State University

By business type

What we set up for Phoenix businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around the area

Phoenix, area by area.

Central Phoenix

Downtown, Roosevelt Row, Arcadia, and Biltmore have restaurants, bars, galleries, and boutiques.

Scottsdale and Paradise Valley

Old Town Scottsdale, North Scottsdale, and Paradise Valley have resorts, spas, restaurants, and shops.

East Valley

Tempe, Mesa, Chandler, Gilbert, and Queen Creek have restaurants, gyms, clinics, and contractors.

West Valley

Glendale, Peoria, Surprise, Goodyear, and Buckeye have restaurants, auto shops, and businesses serving new neighborhoods.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Phoenix businesses →

Example setups

How Phoenix businesses set it up.

A pool service company in Gilbert

Weekly routes across the East Valley and repairs all summer.

Setup: Payments that work alongside Jobber, with recurring billing for every weekly service customer.

A day spa in Scottsdale

Treatments, gift cards, and a monthly membership program.

Setup: Cojilio for booking, with recurring billing for memberships and gift cards sold at the desk.

A resort restaurant in Paradise Valley

Hotel guests and outside diners, especially during winter high season.

Setup: Oracle Micros across the restaurant, pool bar, and lounge, with kitchen display and inventory tools.

An AC repair company in Glendale

Emergency calls every day from May to September.

Setup: Clover Go in the van, with payment links for invoices sent after the repair.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Phoenix.

Old Town Scottsdale, Tempe campus spots, and spring training crowds keep the Valley busy. Here's how we set them up.

Old Town Scottsdale bars and restaurants

Old Town Scottsdale is the area's main nightlife district, with restaurants, bars, nightclubs, and more than 125 art galleries in the city.

Setup: Tabs, split checks, and handhelds for busy weekend nights.

Tempe campus-area spots

Arizona State University's Tempe campus had 55,312 students in fall 2025.

Setup: Quantic self-order kiosks and online ordering for students between classes.

Spring training crowds

Fifteen MLB teams hold spring training around the Valley.

Setup: Extra handhelds for restaurants and bars near the ballparks every March.

Sources: Wikipedia, Scottsdale · Wikipedia, Arizona State University · Wikipedia, Cactus League

Common questions

Straight answers.

Do you have an office in Phoenix?

No. ClearCost Payments is based in Aliso Viejo, California. Phoenix businesses work with us by phone, text, or email.

Do you work with businesses across the Valley?

Yes. From Phoenix and Scottsdale to Mesa, Chandler, Gilbert, and Glendale, we work with businesses by phone, text, and email.

Can a pool company bill weekly service automatically?

Yes. Recurring billing charges customers on a schedule you set.

Can a spa sell memberships and gift cards?

Yes. Recurring billing handles memberships, and Clover handles gift cards.

Opening a new business in Phoenix? Start here and we'll set you up from scratch.

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