Orange County, California
Credit card processing from a company based right here in Orange County. No contracts. Interchange-plus or a $0-fee dual pricing option. And a Free Rate Analysis of what you really pay now.
New business? No statements needed. Fill in the form and we'll set you up from scratch.
Prefer to talk? Call 949-946-2442 or text us.
Tell us a little about your business and we'll follow up. No statements needed to start.
Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →
Start with the short form above. When you have them, add your last 2 full monthly statements: upload, text, or email them.
Every fee, line by line: your real rate with all fees included, plus the hidden markups and junk fees.
You see what you pay now next to what you could pay with ClearCost Payments. Free, with no obligation.
By industry: Auto repair & tire shops · Detailing & car washes · Grocery & markets · Law firms & legal · Leaving Square or Stripe · Liquor stores · Medical, dental & healthcare · Memberships & recurring · Professional services · Quick-service & kiosks · Regulated & high-risk · Restaurants & bars · Retail & specialty · Salons, barbers & med spas · Startups & new business · Trades & home services
From restaurants along the coast to professional offices in Irvine and family-run shops in Santa Ana and Anaheim, Orange County businesses take payments in very different ways. We set up each account around how the business actually sells.
Counter and table service, tips, and online orders, on FigurePOS or Clover.
Invoices, retainers, and payments by phone, with ACH for larger balances.
Deposits at booking, a card on file for no-shows, and tips at checkout.
Orange County has about 3.15 million residents (2025).
Anaheim drew a record 26.5 million visitors in 2025, and they spent $6.8 billion. Restaurants, shops, and counters near the resort area see heavy visitor traffic.
Restaurant payments →
Orange County has 334,683 businesses with no employees (2024), about three for every business that has staff. A phone, a reader, and invoices cover most of them.
SwipeSimple for small and mobile businesses →
The county has 106,961 businesses with employees (2023), from Irvine offices to family-run shops. Invoices, ACH, and card on file fit offices that bill clients.
Professional services payments →
Sources: U.S. Census Bureau QuickFacts, Orange County, California · Visit Anaheim, 2025 tourism results
A morning rush and a line out the door.
Setup: Clover at the counter with a Clover Kiosk for self-ordering, on one merchant account.
Deposits when clients book, and tips at checkout.
Setup: Cojilio for booking and deposits, with a Clover Mini at the front desk.
Techs in the field and invoices from the office.
Setup: SwipeSimple on each tech's phone, with Hyfin invoices that sync to QuickBooks Online.
These are examples, not specific clients. Your setup is based on how your business runs and what you process.
No. We are based in Orange County and sign up merchants across the United States.
No. You can upload, text, or email your statements, and you can call or text questions to 949-946-2442.
Yes. No statements are needed. Tell us about the business and we'll recommend the setup that best fits it.
Yes. We're based in Aliso Viejo and work with businesses in Mission Viejo, Lake Forest, and the surrounding cities by phone, text, and email.
Yes. Restaurants, shops, and quick-service counters across Anaheim work with us by phone, text, and email. See restaurant payments.
Yes. LQpay sends text-to-pay requests and keeps cards on file, connected to 125+ practice management systems.
Opening a new business in Orange County? Start here and we'll set you up from scratch.
ClearCost Payments is based in Aliso Viejo, here in Orange County. No office visit needed: call, text, or email from anywhere in the county.
Anaheim, Fullerton, Orange, and Santa Ana have restaurants, markets, auto shops, and family-run businesses. A POS with inventory for stores and text-to-pay for repair shops fit how these businesses get paid.
Irvine, Costa Mesa, and Tustin have professional offices, medical and dental practices, restaurants, and shopping centers. Card on file, payment plans, and fast counter checkout cover most setups.
Huntington Beach, Newport Beach, and Laguna Beach have restaurants, boutiques, salons, and surf shops. Pay-at-the-table, checkout with tips, and mobile payments for beach events keep things simple.
Mission Viejo, Lake Forest, and Aliso Viejo, where we're based, have contractors, dental offices, fitness studios, and restaurants. Payment links for deposits and recurring billing for memberships fit the area.
Nearby: Los Angeles · Inland Empire · San Diego · Southern California · California
Call or text 949-946-2442, or send your statements for a Free Rate Analysis.
Attach your last 2 months of statements if you have them. If not, send your details and we'll follow up.
No statements needed. Tell us about the business and we'll recommend the POS and payment setup that fits, then follow up to go over it.