California · Our home state
Card processing and POS for California restaurants, shops, salons, contractors, and service businesses, from San Diego to Sacramento. We're based in Orange County. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.
New business? No statements needed. Fill in the form and we'll set you up from scratch.
Prefer to talk? Call 949-946-2442 or text us
Tell us a little about your business and we'll follow up. No statements needed to start.
ClearCost Payments is based in Aliso Viejo, in Orange County. We work with businesses across California by phone, text, and email, and we know the Southern California market best.
California has 4.3 million small businesses, 99.8% of all businesses, and they employ 47.4% of the state's workers. (2022 data)
Accommodation and food services employs more small-business workers here than any other industry: 1,110,793 people.
Restaurant payments →
Professional, scientific, and technical services is the most common type of small business here, with 703,133 firms.
Professional services payments →
Sources: SBA Office of Advocacy, 2025 California Small Business Profile
Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.
Orange County, Los Angeles, San Diego, and the Inland Empire are our home turf. Restaurants, salons, auto shops, contractors, and shops of every size.
San Francisco, Oakland, San Jose, and the Peninsula have restaurants, coffee shops, salons, and service businesses in some of the country's densest neighborhoods.
Sacramento, Fresno, Stockton, Modesto, and Bakersfield have restaurants, auto shops, farm businesses, and fast-growing suburbs.
Santa Barbara, San Luis Obispo, Paso Robles, Monterey, Napa, and Sonoma have wineries, restaurants, and shops serving visitors.
Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →
A different corner every night and a line until midnight.
Setup: SwipeSimple Tap to Pay on iPhone, with the Swift B250 reader for customers who want to insert a card.
Injectables, facials, packages, and monthly memberships.
Setup: Cojilio for online booking and deposits, with recurring billing for memberships.
Weekend tastings and a large wine club.
Setup: Clover at the tasting bar, with recurring billing for club shipments.
Repair tickets and customers who pay at pickup.
Setup: Payments that work alongside Tekmetric, with text-to-pay through the PayBright Gateway.
These are examples, not specific clients. Your setup is based on how your business runs and what you process.
Wine country tasting rooms, Mission District taquerias, and Silicon Valley offices all sell a little differently. Here's how we set them up.
Napa Valley has about 475 wineries and more than 4.5 million visitors a year.
Setup: Tasting bar checkout and wine club members billed automatically.
San Francisco's Mission District has dozens of taquerias and street vendors, and it's where the Mission burrito was born.
Setup: A fast counter, orders straight to the kitchen, and Tap to Pay on iPhone for carts and trucks.
San Jose calls itself the Capital of Silicon Valley, and its metro produces more U.S. patents than any other region.
Setup: Invoices, ACH, and card on file for firms that bill other businesses.
Sources: Wikipedia, Napa Valley AVA · Wikipedia, Mission District · Wikipedia, San Jose
No. ClearCost Payments is based in Aliso Viejo, California. California businesses work with us by phone, text, or email.
Yes. From the Bay Area and Sacramento to Fresno and wine country, we work with businesses by phone, text, and email.
Yes. SwipeSimple Tap to Pay on iPhone uses your phone's data connection, so you don't need Wi-Fi.
Opening a new business in California? Start here and we'll set you up from scratch.
Attach your last 2 months of statements if you have them. If not, send your details and we'll follow up.
No statements needed. Tell us about the business and we'll recommend the POS and payment setup that fits, then follow up to go over it.