California · Metro area

Merchant services in San Jose and Silicon Valley
with pricing you can read

Card processing and POS for San Jose and Silicon Valley restaurants, cafés, salons, shops, and service businesses. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for San Jose and Silicon Valley businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Downtown San Jose, Willow Glen, Santana Row, and nearby.

ClearCost Payments is based in Aliso Viejo, California, and works with San Jose and Silicon Valley businesses by phone, text, and email.

Cities and neighborhoods we serve

Downtown San JoseWillow GlenSantana RowJapantownSanta ClaraSunnyvaleMountain ViewPalo AltoCupertinoMilpitasCampbellLos Gatos
Local business snapshot

What drives business in Silicon Valley.

San Jose calls itself the Capital of Silicon Valley, and it has one of the largest Vietnamese communities outside Vietnam.

Sources: Wikipedia, San Jose · Wikipedia, Mountain View

By business type

What we set up for San Jose and Silicon Valley businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around the area

San Jose and Silicon Valley, area by area.

San Jose

Downtown, Willow Glen, Japantown, Santana Row, and East San Jose have restaurants, cafés, and shops.

Santa Clara and Sunnyvale

Restaurants, cafés, and services near tech campuses and neighborhoods.

Mountain View and Palo Alto

Castro Street, University Avenue, and nearby areas have restaurants, cafés, and boutiques.

Cupertino, Campbell, and Los Gatos

Restaurants, tutoring centers, salons, and boutiques serving families.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for San Jose and Silicon Valley businesses →

Example setups

How San Jose and Silicon Valley businesses set it up.

A pho restaurant in East San Jose

A busy lunch and dinner crowd every day.

Setup: Clover at the counter, with tips on the screen and fast tap payments.

A lunch spot near a tech campus

A huge weekday lunch line that disappears on Fridays.

Setup: Figure Kiosk for self-ordering, with FigurePOS at the counter.

A tutoring center in Cupertino

Monthly tuition from families and summer camp sign-ups.

Setup: Payments that work alongside ClassJuggler, with tuition billed monthly.

A boutique on Santana Row

Walk-in shoppers on weekends and online orders shipped during the week.

Setup: Material POS with Shopify sync, so in-store and online stock match.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across San Jose and Silicon Valley.

East San Jose pho shops and Castro Street restaurants keep Silicon Valley busy. Here's how we set them up.

Pho and noodle shops

San Jose has one of the world's largest overseas Vietnamese populations.

Setup: Fast counters and tips on the screen at every table.

Castro Street restaurants

Mountain View's Castro Street has four blocks of restaurants, cafés, and shops.

Setup: Lunch rushes, online ordering, and payment at the table.

Sources: Wikipedia, San Jose · Wikipedia, Mountain View

Common questions

Straight answers.

Do you have an office in San Jose and Silicon Valley?

No. ClearCost Payments is based in Aliso Viejo, California. San Jose and Silicon Valley businesses work with us by phone, text, or email.

Do you work with businesses across Silicon Valley?

Yes. From San Jose and Santa Clara to Mountain View, Palo Alto, and Los Gatos, we work with businesses by phone, text, and email.

Can a tutoring center bill families monthly?

Yes. Recurring billing charges families on a schedule you set.

Can a restaurant add a self-order kiosk?

Yes. Figure Kiosk and Clover Kiosk let customers order and pay on their own.

Opening a new business in San Jose and Silicon Valley? Start here and we'll set you up from scratch.