Solutions · Business funding

Business funding
for businesses that qualify

Cash for equipment, inventory, a second location, or a slow month. Our funding partners base offers on your card sales, and we help you find the one that fits.

Ask About Funding →New Business? Start Here

Or call 949-946-2442 or text us.

Business funding

Three ways to get cash into the business.

Pick what fits: a business loan, instant payouts on your card sales, or a working capital advance. Repayment comes out automatically, so there is nothing to mail in.

Jaris business loans

Offers are based on your card sales, and the application is pre-filled and takes minutes, with no documents to upload. Approved businesses can be funded within one business day.

  • Repaid automatically, as a share of daily card sales or a recurring ACH debit
  • Renewal offers once a loan is paid off

Good for: businesses with steady card sales that want to grow.

Jaris instant payouts

Get the day's card sales in minutes instead of waiting for the next deposit, for a small fee.

  • Up to $20,000 of daily card sales
  • Schedule payouts ahead of time or take them when you need them
  • Available after 30 days of processing on eligible accounts

Good for: payroll days, supply runs, and cash-flow gaps.

Clover Capital

A working capital advance for businesses on Clover, based on your monthly card sales. A set percentage of each day's card sales pays it back, so payments go down when sales are slow.

  • Not a loan: no fixed term, no fixed payment, and no personal guarantee
  • One fee, agreed up front
  • Approved merchants usually see funds in 1 to 3 days

Good for: Clover merchants with a few months of card sales.

Jaris instant payout screen showing an available payout and funds transferred

Instant payouts in the Jaris app

The amount shown is an example.

ClearCost Payments is not a lender. All funding is subject to approval, and amounts, fees, and terms vary. Jaris, Inc. is a financial technology company, not a bank. Its loans are issued by First Internet Bank of Indiana. Clover Capital is offered by Fiserv through Clover and is a purchase of future card sales, not a loan.

Ask About Funding →

Who it's for

Built for businesses like yours.

Steady card sales

Offers are based on your card sales.

Clover merchants

A working capital advance through Clover Capital.

Seasonal businesses

Cash to stock up before the busy season.

Growing shops

Funds for equipment, inventory, or a second location.

How it works

From first call to funds in your account.

01

Ask us about funding

Tell us what you need it for.

02

See your offer

Offers are based on your card sales.

03

Get approved

All funding is subject to approval.

04

Receive funds

Approved Jaris loans can fund within one business day.

Pairs well with: Merchant services · Clover · Gift cards & loyalty · POS systems

See funding options →New Business? Start Here

Also included

The rest of the setup.

Next-day funding on card sales

You get next-day funding, so you aren't waiting days for your own money.

Free equipment if you qualify

Terminals and POS at $0 upfront on approved setups. No lease. We match the equipment to how you sell.

Month-to-month

No long-term contract and no cancellation fee on the processing agreement we set up.

Setup and training

Setup and training are part of the account.

No rate increases, ever

Your markup never goes up. Interchange is set by the card networks and can change.

24/7 processor & POS support

Processor and POS support is available 24/7, except most federal holidays. Day-to-day account questions come straight to us.

Common questions

Straight answers.

Is ClearCost Payments a lender?

No. ClearCost Payments is not a lender. All funding is subject to approval, and amounts, fees, and terms vary.

How is funding repaid?

Repayment comes out automatically, as a share of daily card sales or a recurring ACH debit, depending on the product.

How fast can I get funds?

Approved Jaris loans can be funded within one business day, and approved Clover Capital merchants usually see funds in 1 to 3 days.

What can I use the funds for?

Equipment, inventory, payroll, a second location, or a slow month.

Do I need to process with you?

For Jaris, yes. Jaris offers are based on card sales on your account, and instant payouts are available after 30 days of processing on eligible accounts. Clover Capital is for merchants on Clover.

Still have a question? Call 949-946-2442 or text us.

See funding options →New Business? Start Here

Other solutions: All solutions · Gift cards & loyalty · High-risk processing · Invoicing · Merchant services · Mobile payments · Payment gateways · QuickBooks integrations · Recurring billing · Virtual terminals