Pricing · Dual pricing & $0-fee options

Dual pricing
and other ways to pass on the card fee

Tired of paying the card fee on every sale? Dual pricing lets card customers cover it. We set up the program with the signage and receipts to match.

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Or call 949-946-2442 or text us.

Your options

Four ways to offset the card cost.

$0-fee dual pricing

Every item shows a cash price and a card price. Card customers pay the card price, so you aren't absorbing the card cost.

Cash discount

One posted price, with a discount for customers who pay cash.

Surcharging

A fee added at checkout when the customer pays by credit card. It isn't allowed in every state, can't be applied to debit cards, and card-brand rules cap the amount and require notice.

Convenience fees

A flat fee for customers who choose to pay through an optional channel, like online or by phone, instead of your usual checkout. Card-brand rules limit when it can be used.

Dual pricing vs. surcharging

They're not the same thing. Here's the difference.

Dual pricing

  • Two prices shown up front
  • The card price applies to all cards, debit included
  • Needs clear signage and receipts

Surcharging

  • A fee added at checkout on credit cards
  • Not allowed on debit cards
  • Banned or restricted in some states, and capped by the card brands
Who it fits

Best for businesses that want to offset the fee.

Retail

Counter sales where signage can show both prices.

Restaurants

Menus and receipts that show cash and card prices.

Contractors

Big tickets where the card fee takes a real bite out of the margin.

Service businesses

Salons, auto shops, and other services with regular customers.

Would you rather keep one price? See interchange-plus pricing.

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Also included

The rest of the setup.

Next-day funding

You get next-day funding, so you aren't waiting days for your own money.

Free equipment if you qualify

Terminals and POS at $0 upfront on approved setups. No lease. We match the equipment to how you sell.

Month-to-month

No long-term contract and no cancellation fee on the processing agreement we set up.

Setup and training

Setup and training are part of the account.

No rate increases, ever

Your markup never goes up. Interchange is set by the card networks and can change.

24/7 processor & POS support

Processor and POS support is available 24/7, except most federal holidays. Day-to-day account questions come straight to us.

Common questions

Straight answers.

Is dual pricing the same as surcharging?

No. Dual pricing shows two prices up front and applies to all cards. Surcharging adds a fee at checkout, only on credit cards, and isn't allowed in every state.

What do I need to set it up?

Signage and receipts that show both prices clearly. We set those up with the program.

Will customers be upset?

Clear signage at the door and register lets customers see both prices before they pay, so there are no surprises.

Is this legal advice?

No. This is general information. Card-brand rules and state laws change, so check the current rules for your business.

Still have a question? Call 949-946-2442 or text us.

Get My Free Rate Analysis →New Business? Start Here

More on pricing: Interchange-plus · Interchange-plus guide · Pricing overview