California · Metro area

Merchant services in San Francisco Bay Area
with pricing you can read

Card processing and POS for Bay Area restaurants, coffee shops, salons, shops, and service businesses, from the Mission to Oakland and the Peninsula. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for San Francisco Bay Area businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in San Francisco, Oakland, Berkeley, and nearby.

ClearCost Payments is based in Aliso Viejo, California, and works with San Francisco Bay Area businesses by phone, text, and email.

Cities and neighborhoods we serve

San FranciscoOaklandBerkeleyDaly CitySan MateoRedwood CityFremontHaywardWalnut CreekRichmondSan RafaelAlameda
Local business snapshot

What drives business in the Bay Area.

The Bay Area mixes some of the country's best-known food neighborhoods with a huge tech economy.

Sources: Wikipedia, Mission District · Wikipedia, San Francisco Chinatown · Wikipedia, San Jose

By business type

What we set up for San Francisco Bay Area businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around the area

San Francisco Bay Area, area by area.

San Francisco

The Mission, SoMa, North Beach, Chinatown, the Sunset, and the Richmond have restaurants, cafés, and shops.

Oakland and Berkeley

Downtown Oakland, Temescal, Rockridge, and Berkeley have restaurants, bakeries, and shops.

The Peninsula

Daly City, San Mateo, Burlingame, and Redwood City have restaurants, salons, clinics, and shops.

East Bay suburbs and Marin

Walnut Creek, Fremont, Hayward, and San Rafael have restaurants, auto shops, and businesses.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for San Francisco Bay Area businesses →

Example setups

How San Francisco Bay Area businesses set it up.

A coffee shop in the Mission

A morning rush and a steady stream of online orders.

Setup: Clover at the counter, with online ordering so pickup orders are ready on arrival.

A dim sum restaurant in Chinatown

Big family groups and long weekend waits.

Setup: Aloha with split checks, and Clover Flex so servers take payment at the table.

A bakery in Oakland

A morning rush and catering orders for offices.

Setup: Clover at the counter, with catering deposits collected by payment link.

A salon in San Mateo

Appointments, deposits, and tips.

Setup: Cojilio for booking, with tips on the screen at checkout.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across San Francisco Bay Area.

Mission taquerias and Chinatown dim sum keep the Bay Area busy. Here's how we set them up.

Mission District taquerias

The Mission has dozens of taquerias and street vendors and is the birthplace of the Mission burrito.

Setup: FigurePOS with a kitchen display and fast tap payments at the counter.

Chinatown restaurants

San Francisco's Chinatown is the oldest in North America, and its restaurants are considered the birthplace of Americanized Chinese food.

Setup: Big groups, split checks, and payment at the table.

Sources: Wikipedia, Mission District · Wikipedia, San Francisco Chinatown

Common questions

Straight answers.

Do you have an office in San Francisco Bay Area?

No. ClearCost Payments is based in Aliso Viejo, California. San Francisco Bay Area businesses work with us by phone, text, or email.

Do you work with businesses across the Bay Area?

Yes. From San Francisco and Oakland to Berkeley, the Peninsula, and Walnut Creek, we work with businesses by phone, text, and email.

Can a coffee shop take online orders?

Yes. Online ordering sends orders straight to your Clover system.

Opening a new business in San Francisco Bay Area? Start here and we'll set you up from scratch.