California · Metro area

Merchant services in Sacramento
with pricing you can read

Card processing and POS for Sacramento restaurants, shops, contractors, and service businesses, from Midtown to Roseville and Elk Grove. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Sacramento businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Downtown, Midtown, East Sacramento, and nearby.

ClearCost Payments is based in Aliso Viejo, California, and works with Sacramento businesses by phone, text, and email.

Cities and neighborhoods we serve

DowntownMidtownEast SacramentoLand ParkNatomasElk GroveRosevilleFolsomCitrus HeightsRancho CordovaWest SacramentoDavis
Local business snapshot

What drives business in Sacramento.

Sacramento is California's capital, and it has called itself America's Farm-to-Fork Capital since 2012.

Sources: Wikipedia, Sacramento

By business type

What we set up for Sacramento businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around the area

Sacramento, area by area.

Downtown and Midtown

Downtown, Midtown, and the R Street corridor have restaurants, bars, and boutiques.

East Sacramento and Land Park

Restaurants, cafés, and shops in established neighborhoods.

South County

Elk Grove and Laguna have restaurants, salons, clinics, and shops serving families.

Placer County and Folsom

Roseville, Rocklin, and Folsom have restaurants, gyms, and shops.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Sacramento businesses →

Example setups

How Sacramento businesses set it up.

A farm-to-fork restaurant in Midtown

Busy dinners and a long weekend brunch.

Setup: HotSauce POS with coursing, and handhelds for payment at the table.

A sandwich shop near the Capitol

A huge weekday lunch line from state offices.

Setup: Quantic with a self-order kiosk and online ordering.

An auto repair shop in Rancho Cordova

A full bay every day and customers who pay when they pick up.

Setup: Payments that work alongside Tekmetric, with a text-to-pay link sent the moment the repair order is closed.

An HVAC company in Elk Grove

Summer AC calls in triple-digit heat.

Setup: Payments that work alongside Housecall Pro, with payment links for invoices.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Sacramento.

Midtown restaurants and Capitol-area lunch spots keep Sacramento busy. Here's how we set them up.

Midtown restaurants and markets

Midtown has the Midtown Farmers Market, voted California's best in 2025, and the Lavender Heights district of bars, shops, and eateries.

Setup: Payment taken at the table and tabs at the bar.

Capitol-area lunch spots

The State of California employs 113,610 people in the area, many downtown near the Capitol.

Setup: Fast counters and online ordering for the noon rush.

Sources: Wikipedia, Sacramento

Common questions

Straight answers.

Do you have an office in Sacramento?

No. ClearCost Payments is based in Aliso Viejo, California. Sacramento businesses work with us by phone, text, or email.

Do you work with businesses across the Sacramento area?

Yes. From Midtown and East Sacramento to Elk Grove, Roseville, and Folsom, we work with businesses by phone, text, and email.

Can a lunch spot take online orders?

Yes. Online ordering sends orders straight to your Clover system.

Can an HVAC company get paid by text?

Yes. Send a secure payment link by text, and the customer pays from their phone.

Opening a new business in Sacramento? Start here and we'll set you up from scratch.