Oregon · Statewide

Merchant services in Oregon
with pricing you can read

Card processing and POS for Oregon food carts, breweries, shops, and service businesses, from Portland to Medford. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Oregon businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Portland and across Oregon.

ClearCost Payments is based in Aliso Viejo, California, and works with Oregon businesses by phone, text, and email.

Cities we serve

PortlandSalemEugeneGreshamHillsboroBeavertonBendMedfordCorvallis
Local business snapshot

Oregon small business, by the numbers.

Oregon has 417,747 small businesses, 99.4% of all businesses, and they employ 53.4% of the state's workers. (2022 data)

Sources: SBA Office of Advocacy, 2025 Oregon Small Business Profile

By business type

What we set up for Oregon businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Oregon businesses →

Around Oregon

Oregon, region by region.

Portland metro

Portland, Gresham, Hillsboro, and Beaverton have food carts, cafés, breweries, and independent shops. Tap to Pay on iPhone works for carts and pop-ups, and a counter POS with inventory fits shops.

Willamette Valley

Salem, Eugene, and Corvallis have restaurants, shops, and service businesses, plus farms and wineries that sell at markets and events. Mobile readers cover the market table on the same account as your shop.

Central Oregon

Bend and the surrounding towns have breweries, outdoor shops, and restaurants with busy summer and winter seasons. Open tabs for taprooms and month-to-month processing for slow stretches fit the area.

Southern Oregon

Medford and the Rogue Valley have restaurants, wineries, shops, and contractors. Clover at the counter, with Clover Go or SwipeSimple for jobs and events, keeps everything in one account.

Example setups

How Oregon businesses set it up.

A food cart in Portland

A fast lunch line at a busy pod.

Setup: SwipeSimple Tap to Pay on iPhone, with the Swift B250 reader as backup.

A winery in the Willamette Valley

Weekend tastings and club members picking up their quarterly release.

Setup: Clover at the tasting bar, with wine club members billed automatically for every shipment.

A coffee roaster in Portland

A café counter and wholesale accounts.

Setup: Clover at the counter, with invoices for the wholesale accounts.

A bike rental in Hood River

Rentals all summer for visitors.

Setup: A card on file for every rental, with Clover at the counter.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Oregon.

Portland coffee roasters, Willamette Valley wineries, and Gorge rental shops all sell a little differently. Here's how we set them up.

Portland coffee roasters

Stumptown Coffee Roasters started in Portland in 1999 and was named Roaster of the Year in 2006.

Setup: Run the café counter and bill your wholesale accounts by invoice from the same system, with online ordering for beans.

Willamette Valley wineries

The Willamette Valley has about 736 wineries, most of Oregon's, and is known worldwide for Pinot noir.

Setup: Tasting rooms check out fast at the bar, and wine club members are billed automatically every shipment.

Columbia Gorge rentals

Hood River's steady Gorge winds made it a windsurfing destination, and its Fruit Loop links orchards and wineries.

Setup: In Hood River and the Gorge, rent bikes, boards, and gear with a card on file, and take payment when it comes back.

Sources: Wikipedia, Stumptown Coffee Roasters · Wikipedia, Willamette Valley AVA · Wikipedia, Hood River

Common questions

Straight answers.

Do you have an office in Oregon?

No. ClearCost Payments is based in Aliso Viejo, California. Oregon businesses work with us by phone, text, or email.

Can a winery bill wine club members automatically?

Yes. Recurring billing charges club members on your shipment schedule, and the tasting room checks out on the same system.

Can a food cart take cards without a full POS?

Yes. SwipeSimple Tap to Pay on iPhone or the Swift B250 reader takes cards with no counter setup.

Do you work with businesses outside Portland?

Yes. From Salem and Eugene to Bend, Medford, and Corvallis, we work with businesses by phone, text, and email.

Can I take cards at a farmers market?

Yes. SwipeSimple Tap to Pay on iPhone or the Swift B250 reader works wherever you have a data connection.

Opening a new business in Oregon? Start here and we'll set you up from scratch.

Metro area pages in Oregon

Nearby states