Washington · Statewide

Merchant services in Washington
with pricing you can read

Card processing and POS for Washington restaurants, coffee shops, breweries, contractors, and service businesses, from Seattle to Spokane. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Washington businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Seattle, Spokane, and across Washington.

ClearCost Payments is based in Aliso Viejo, California, and works with Washington businesses by phone, text, and email.

Cities we serve

SeattleSpokaneTacomaVancouverBellevueKentEverettRentonYakimaRedmondBellinghamKennewick

Metro area pages

Local business snapshot

Washington small business, by the numbers.

Washington has 695,695 small businesses, 99.5% of all businesses, and they employ 48.7% of the state's workers. (2022 data)

Sources: SBA Office of Advocacy, 2025 Washington Small Business Profile

By business type

What we set up for Washington businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around Washington

Washington, region by region.

Seattle and the Eastside

Seattle, Bellevue, Redmond, Kirkland, and Renton have restaurants, coffee shops, salons, and shops serving a busy tech workforce.

Tacoma and the South Sound

Tacoma, Kent, Federal Way, and Olympia have restaurants, auto shops, and businesses serving military families and commuters.

North Sound and the islands

Everett, Bellingham, and the San Juan Islands have restaurants, breweries, and shops serving locals and visitors.

Eastern Washington

Spokane, Yakima, the Tri-Cities, and Walla Walla have restaurants, wineries, farm businesses, and shops.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Washington businesses →

Example setups

How Washington businesses set it up.

A drive-thru espresso stand near Tacoma

A line of cars from 5:30 a.m. and regulars who order the same drink every day.

Setup: Clover Flex handed through the window so customers tap and tip without the barista leaving the machine.

A brewery in Seattle

A taproom full on weekends, crowlers to go, and a wall of merch.

Setup: MicroSale tablets on the floor and pre-authorized tabs at the bar, with a separate Clover for glassware and shirts.

A winery in Walla Walla

Weekend tastings and wine club members who pick up or ship each quarter.

Setup: Clover at the tasting bar for flights and bottles, with recurring billing for every club shipment.

A kayak rental in the San Juan Islands

Ferry-day visitors, guided tours, and rentals from May through September.

Setup: A card on file for every rental, with SwipeSimple Tap to Pay on iPhone right at the dock.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Washington.

Seattle cafés, Walla Walla wineries, and Pike Place stalls keep Washington busy. Here's how we set them up.

Seattle cafés

Capitol Hill's Espresso Vivace is credited as the birthplace of latte art.

Setup: Fast tap payments, tips on the screen, and online ordering for the commuters who won't wait in line.

Walla Walla wineries

The Walla Walla Valley has 92 bonded wineries and about 140 wineries, tasting rooms, and wine bars.

Setup: Tasting room checkout and wine club billing handled on one system, with one deposit each day.

Pike Place Market stalls

Pike Place Market had 20.9 million visitors in 2023.

Setup: Tap to Pay on iPhone or a small reader at the stall, with every sale in one account.

Sources: Wikipedia, Capitol Hill · Wikipedia, Walla Walla Valley AVA · Wikipedia, Pike Place Market

Common questions

Straight answers.

Do you have an office in Washington?

No. ClearCost Payments is based in Aliso Viejo, California. Washington businesses work with us by phone, text, or email.

Do you work with businesses across Washington?

Yes. From Seattle and Tacoma to Spokane, Yakima, and Bellingham, we work with businesses by phone, text, and email.

Can a coffee stand take payment at the window?

Yes. Clover Flex lets you take tap, chip, and phone payments right at the window, with tips on the screen.

Can a winery bill club members automatically?

Yes. Recurring billing charges club members on your shipment schedule.

Opening a new business in Washington? Start here and we'll set you up from scratch.