Idaho · Statewide

Merchant services in Idaho
with pricing you can read

Card processing and POS for Idaho restaurants, shops, outdoor businesses, contractors, and service businesses, from Boise to Coeur d'Alene. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Idaho businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Boise, Meridian, and across Idaho.

ClearCost Payments is based in Aliso Viejo, California, and works with Idaho businesses by phone, text, and email.

Cities we serve

BoiseMeridianNampaIdaho FallsCaldwellPocatelloCoeur d'AleneTwin FallsPost FallsLewistonEagleSun Valley
Local business snapshot

Idaho small business, by the numbers.

Idaho has 207,670 small businesses, 99.2% of all businesses, and they employ 56.0% of the state's workers. (2022 data)

Sources: SBA Office of Advocacy, 2025 Idaho Small Business Profile

By business type

What we set up for Idaho businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around Idaho

Idaho, region by region.

Boise and the Treasure Valley

Boise, Meridian, Nampa, Eagle, and Caldwell have restaurants, salons, gyms, and shops, with new businesses opening all the time.

North Idaho

Coeur d'Alene, Post Falls, Sandpoint, and Lewiston have restaurants, marinas, and shops serving locals and lake visitors.

Eastern Idaho

Idaho Falls, Pocatello, and Rexburg have restaurants, farm businesses, and visitors heading to Yellowstone.

South Central Idaho and the mountains

Twin Falls, Sun Valley, Ketchum, and McCall have restaurants, outfitters, and ski-town businesses.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Idaho businesses →

Example setups

How Idaho businesses set it up.

A new restaurant in Meridian

Opening from scratch in a new shopping center, with no processing history.

Setup: FigurePOS set up as a new business, with no statements needed and the kitchen display installed before opening day.

A marina in Coeur d'Alene

Boat rentals by the hour and a dockside bar that's busy every summer weekend.

Setup: A card on file for every boat rental, with Clover Flex handhelds working the bar.

A landscaping company in Boise

New-construction yards in spring and weekly maintenance all summer.

Setup: Payments that work alongside Jobber, with recurring billing for maintenance customers and deposits on new installs.

A ski shop in Ketchum

Rentals, demos, and gear sales for visitors and locals all winter.

Setup: Clover at the counter, with a card on file for every rental and demo.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Idaho.

Boise restaurants, Coeur d'Alene lake shops, and Salmon River outfitters keep Idaho busy. Here's how we set them up.

Boise downtown restaurants

Downtown Boise has local restaurants, bars, and boutiques, an 8th Street pedestrian zone, and the Basque Block.

Setup: Table service, split checks, and online ordering for a fast-growing downtown crowd.

North Idaho lake shops

Coeur d'Alene sits on a 25-mile lake, tourism drives its economy, and its resort has a world-record 3,300-foot floating boardwalk.

Setup: Boat rentals with a card on file, and handhelds at the dock and the snack bar.

River outfitters

The Salmon River, the River of No Return, is a top rafting river, and boating companies run single and multi-day trips.

Setup: Whitewater trip deposits by payment link, and gear rentals held with a card on file.

Sources: Wikipedia, Boise · Wikipedia, Coeur d'Alene · Wikipedia, Salmon River

Common questions

Straight answers.

Do you have an office in Idaho?

No. ClearCost Payments is based in Aliso Viejo, California. Idaho businesses work with us by phone, text, or email.

Do you work with businesses across Idaho?

Yes. From Boise and Meridian to Coeur d'Alene, Idaho Falls, and Twin Falls, we work with businesses by phone, text, and email.

Can a brand-new business get set up?

Yes. No statements are needed to start. We recommend the setup that fits, and many accounts are approved the same day.

Can a contractor take deposits?

Yes. Send a payment link by text or email for the deposit, then take the final payment on-site.

Opening a new business in Idaho? Start here and we'll set you up from scratch.