Utah · Statewide

Merchant services in Utah
with pricing you can read

Card processing and POS for Utah restaurants, shops, outdoor businesses, contractors, and service businesses, from Salt Lake City to St. George. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Utah businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Salt Lake City, West Valley City, and across Utah.

ClearCost Payments is based in Aliso Viejo, California, and works with Utah businesses by phone, text, and email.

Cities we serve

Salt Lake CityWest Valley CityProvoWest JordanOremSandyOgdenSt. GeorgeLehiLaytonPark CityLogan

Metro area pages

Local business snapshot

Utah small business, by the numbers.

Utah has 371,569 small businesses, 99.4% of all businesses, and they employ 45.4% of the state's workers. (2022 data)

Sources: SBA Office of Advocacy, 2025 Utah Small Business Profile

By business type

What we set up for Utah businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around Utah

Utah, region by region.

Salt Lake City metro

Salt Lake City, Sandy, West Jordan, West Valley City, and the suburbs have restaurants, salons, gyms, and shops.

Utah County

Provo, Orem, Lehi, and American Fork have restaurants, shops, and businesses serving a young, fast-growing population and tech companies.

Northern Utah

Ogden, Layton, and Logan have restaurants, outdoor businesses, and shops serving college towns and ski areas.

Southern Utah

St. George, Cedar City, Moab, and the park towns have restaurants, outfitters, and lodging serving visitors.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Utah businesses →

Example setups

How Utah businesses set it up.

A ski rental shop in Park City

Rentals, boot fittings, and tune-ups from opening day to closing weekend.

Setup: Clover at the counter, with a card on file for every rental until the skis come back.

A jeep tour company in Moab

Half-day and full-day tours booked online, with groups paying at the trailhead.

Setup: Deposits by payment link when the tour is booked, and SwipeSimple at the trailhead for the balance and tips.

A dance studio in Lehi

Monthly tuition for 300 students, recital fees, and costume orders.

Setup: Payments that work alongside ClassJuggler, with tuition billed monthly and recital fees collected online.

A burger and shake shop in Provo

A lunch rush from campus and a late-night crowd of students.

Setup: Quantic with a self-order kiosk and kitchen display, so the line moves even when the counter is short-staffed.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Utah.

Park City ski shops and Moab outfitters keep Utah busy. Here's how we set them up.

Park City ski shops and restaurants

Park City's 2015 resort merger created the largest ski area in the U.S., and Main Street is lined with shops and restaurants.

Setup: Rentals, lessons, and après-ski tabs on one system, from the base area to Main Street.

Moab and park-town outfitters

Arches National Park, 4 miles north of Moab, had just under 1.5 million visitors in 2024.

Setup: Tour deposits collected by payment link and bikes rented with a card on file.

Sources: Wikipedia, Park City · Wikipedia, Arches National Park

Common questions

Straight answers.

Do you have an office in Utah?

No. ClearCost Payments is based in Aliso Viejo, California. Utah businesses work with us by phone, text, or email.

Do you work with businesses across Utah?

Yes. From Salt Lake City and Provo to Ogden, St. George, and Park City, we work with businesses by phone, text, and email.

Can a studio bill monthly tuition automatically?

Yes. Recurring billing charges families on a schedule you set, and they can update their card anytime.

Can a tour company take deposits?

Yes. Send a payment link by text or email when guests book, then collect the rest on the day.

Opening a new business in Utah? Start here and we'll set you up from scratch.