New Mexico · Statewide

Merchant services in New Mexico
with pricing you can read

Card processing and POS for New Mexico restaurants, galleries, shops, contractors, and service businesses, from Albuquerque to Santa Fe and Las Cruces. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for New Mexico businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Albuquerque, Las Cruces, and across New Mexico.

ClearCost Payments is based in Aliso Viejo, California, and works with New Mexico businesses by phone, text, and email.

Cities we serve

AlbuquerqueLas CrucesRio RanchoSanta FeRoswellFarmingtonHobbsClovisCarlsbadAlamogordoTaosGallup
Local business snapshot

New Mexico small business, by the numbers.

New Mexico has 172,113 small businesses, 99.0% of all businesses, and they employ 53.3% of the state's workers. (2022 data)

Sources: SBA Office of Advocacy, 2025 New Mexico Small Business Profile

By business type

What we set up for New Mexico businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around New Mexico

New Mexico, region by region.

Albuquerque and Central New Mexico

Albuquerque and Rio Rancho have restaurants, auto shops, salons, and businesses serving research labs and the base.

Santa Fe and Northern New Mexico

Santa Fe, Taos, and the northern villages have galleries, restaurants, and shops serving visitors.

Southern New Mexico

Las Cruces, Alamogordo, and the chile-growing towns have restaurants, farm businesses, and shops.

Eastern and Southeast New Mexico

Roswell, Hobbs, Carlsbad, and Clovis have restaurants and businesses serving energy crews, ranches, and visitors.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for New Mexico businesses →

Example setups

How New Mexico businesses set it up.

A gallery on Canyon Road in Santa Fe

Visitors buying paintings and pottery, often shipping pieces home.

Setup: Clover at the counter, plus payment links for collectors who buy after they leave town.

A New Mexican restaurant in Albuquerque

Busy lunches all year and huge crowds during the October balloon fiesta.

Setup: Aloha for table service and split checks, with Clover Flex out on the patio.

A chile roaster stand in Las Cruces

Late-summer harvest season, with roasted chile sold by the sack.

Setup: SwipeSimple Tap to Pay on iPhone next to the roaster, with the Swift B250 reader for chip cards.

A truck repair shop in Hobbs

Oilfield fleet accounts and walk-in repairs.

Setup: Payments that work alongside Shop-Ware, with monthly invoices for the fleet accounts.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across New Mexico.

Santa Fe galleries, Balloon Fiesta vendors, and Hatch chile stands keep New Mexico busy. Here's how we set them up.

Santa Fe galleries and markets

Santa Fe has more than 250 art galleries and hosts the Santa Fe Indian Market each August.

Setup: Fast checkout for visitors, and payment links for buyers who order after they get home.

Balloon fiesta vendors

The Albuquerque International Balloon Fiesta is the largest balloon festival in the world, with more than 500 balloons each October.

Setup: Handhelds and Tap to Pay on iPhone for crowds that show up before sunrise.

Chile roasters and farm stands

Hatch is known as the chile capital of the world, and its Labor Day chile festival draws up to 30,000 people.

Setup: Mobile readers next to the roaster and at weekend farmers markets.

Sources: Wikipedia, Santa Fe · Wikipedia, Albuquerque International Balloon Fiesta · Wikipedia, Hatch

Common questions

Straight answers.

Do you have an office in New Mexico?

No. ClearCost Payments is based in Aliso Viejo, California. New Mexico businesses work with us by phone, text, or email.

Do you work with businesses across New Mexico?

Yes. From Albuquerque and Santa Fe to Las Cruces, Roswell, and Farmington, we work with businesses by phone, text, and email.

Can a gallery take payment from remote buyers?

Yes. Send a secure payment link by text or email, and the buyer pays from anywhere.

Can festival vendors take cards without Wi-Fi?

Yes. Clover handhelds and SwipeSimple Tap to Pay on iPhone run on cell data.

Opening a new business in New Mexico? Start here and we'll set you up from scratch.