Texas · Statewide
Card processing and POS for Texas restaurants, contractors, shops, auto shops, and service businesses, from Houston to El Paso. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.
New business? No statements needed. Fill in the form and we'll set you up from scratch.
Prefer to talk? Call 949-946-2442 or text us
Tell us a little about your business and we'll follow up. No statements needed to start.
ClearCost Payments is based in Aliso Viejo, California, and works with Texas businesses by phone, text, and email.
Texas has about 3.5 million small businesses. They make up 99.8% of businesses in the state and employ 5.1 million people. Professional services firms are the most common type. (2022 data)
Health care employs more small-business workers in Texas than any other industry: 769,193 people. Clinics and dental offices need front-desk checkout, payment plans, and text-to-pay.
Healthcare payments →
Accommodation and food services is next, with 734,635 small-business employees. Restaurants, bars, and food trucks need fast checkout and payments at the table.
Restaurant payments →
Texas has 428,901 small construction businesses. Crews need deposits by payment link and a card reader on the job.
Contractor payments →
Sources: SBA Office of Advocacy, 2025 Texas Small Business Profile
Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.
Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →
Houston and the Gulf Coast have restaurants, auto shops, contractors, and medical offices of every size. Many service businesses take payment on the job or after the work is done, so payment links and mobile readers matter as much as the counter. Houston page →
The Dallas and Fort Worth area, including Plano, Frisco, Arlington, and McKinney, is full of restaurants, retail stores, and home service companies. A counter POS for shops and restaurants, plus mobile readers for crews, covers most setups. Dallas–Fort Worth page →
Austin and San Antonio have restaurants, food trucks, bars, and shops that sell inside and out. Handhelds for the patio and Tap to Pay on iPhone for trucks and events keep checkout quick. Austin page → · San Antonio page →
El Paso, Lubbock, and Corpus Christi have restaurants, auto shops, and service businesses covering a lot of ground. Mobile readers and payment links let you get paid on-site or after the job.
Big jobs, deposits up front, and final payments on-site.
Setup: Payments that work alongside JobNimbus, deposits by payment link, and Clover Go on-site.
A counter line at lunch and a patio full at night.
Setup: FigurePOS with a kitchen display, plus Clover Flex for the patio.
A different location every day and a quick line.
Setup: SwipeSimple Tap to Pay on iPhone running on cell data, with a Swift B250 reader in the glovebox as backup.
Repair tickets and customers who pay after pickup.
Setup: Payments that work alongside Tekmetric, with a payment link texted when the car is ready so customers can pay before they arrive.
These are examples, not specific clients. Your setup is based on how your business runs and what you process.
Austin music venues, Houston taquerias, and Hill Country wineries all keep Texas busy. Here's how we set them up.
Austin's City Council named it the Live Music Capital of the World in 1991, and the Red River Cultural District says it has the most music venues per block in the country.
Setup: Bar tabs all night, tickets and merch at the door, and handhelds so the crowd never waits long for a drink.
Texas Monthly calls Houston the state's largest and most diverse city, with tacos from all over.
Setup: A fast counter for the lunch line, orders sent straight to the kitchen, and Tap to Pay on iPhone for the truck.
The Texas Hill Country Wineries association has more than 60 member wineries.
Setup: Tasting rooms check out at the bar, wine clubs bill automatically, and event venues take deposits by payment link.
Sources: KUT, How Austin became the Live Music Capital of the World · Red River Cultural District, Who we are · Texas Monthly, The Houston Taco Trail · Wine Industry Advisor, Texas Hill Country Wineries (2026)
No. ClearCost Payments is based in Aliso Viejo, California. Texas businesses work with us by phone, text, or email.
Yes. From Houston, Dallas, and Austin to San Antonio, El Paso, and Lubbock, we work with businesses by phone, text, and email.
Yes. Send a payment link by text or email, and take the final payment on-site with Clover Go or SwipeSimple.
Yes. SwipeSimple Tap to Pay on iPhone uses your phone's data connection, so you don't need Wi-Fi.
Yes. Run bar tabs, sell tickets at the door, and ring up merch on the same Clover system, with handhelds for the busy nights.
Opening a new business in Texas? Start here and we'll set you up from scratch.
Attach your last 2 months of statements if you have them. If not, send your details and we'll follow up.
No statements needed. Tell us about the business and we'll recommend the POS and payment setup that fits, then follow up to go over it.