Arkansas · Statewide
Card processing and POS for Arkansas restaurants, shops, auto shops, contractors, and service businesses, from Northwest Arkansas to the Delta. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.
New business? No statements needed. Fill in the form and we'll set you up from scratch.
Prefer to talk? Call 949-946-2442 or text us
Tell us a little about your business and we'll follow up. No statements needed to start.
ClearCost Payments is based in Aliso Viejo, California, and works with Arkansas businesses by phone, text, and email.
Arkansas has 292,728 small businesses, 99.3% of all businesses, and they employ 46.1% of the state's workers. (2022 data)
Health care and social assistance employs more small-business workers here than any other industry: 88,401 people.
Healthcare payments →
Construction is the most common type of small business here, with 38,786 firms.
Contractor payments →
Sources: SBA Office of Advocacy, 2025 Arkansas Small Business Profile
Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.
Bentonville, Rogers, Springdale, and Fayetteville have restaurants, bike shops, coffee shops, and service businesses, plus vendors selling to big retailers.
Little Rock, North Little Rock, Conway, and Bryant have restaurants, medical offices, and shops of every size.
Fort Smith and the river valley have restaurants, auto shops, and manufacturing suppliers.
Jonesboro, Pine Bluff, and the Delta towns have farm businesses, restaurants, and shops covering a lot of ground.
Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →
Office crowds every morning and mountain bikers coming off the trails on weekends.
Setup: Clover at the counter with online ordering, so pickup orders skip the line during the morning rush.
Spring and early summer weekends booked solid when the water is up.
Setup: A card on file for every rental, with SwipeSimple at the put-in for walk-up customers.
Invoices to large retail and trucking customers on net terms.
Setup: Invoices with a pay button, a virtual terminal for orders taken by phone, and everything synced to QuickBooks.
These are examples, not specific clients. Your setup is based on how your business runs and what you process.
Bentonville bike shops and Buffalo River outfitters keep Arkansas busy. Here's how we set them up.
Bentonville, home to Walmart's headquarters, has more than 28 miles of mountain bike trails.
Setup: Rentals secured with a card on file, repairs, and gear sales, all on one Clover system.
The Buffalo River was the first National River in the U.S., and visitors rent canoes from local outfitters.
Setup: Booking deposits by payment link and gear rentals held with a card on file until checkout.
Sources: Wikipedia, Bentonville · Wikipedia, Buffalo National River
No. ClearCost Payments is based in Aliso Viejo, California. Arkansas businesses work with us by phone, text, or email.
Yes. From Little Rock and Fayetteville to Bentonville, Fort Smith, and Jonesboro, we work with businesses by phone, text, and email.
Yes. Send invoices with a pay button, take cards through a virtual terminal, and sync with QuickBooks.
Yes. Keep a card on file when the rental starts and take payment when gear comes back.
Opening a new business in Arkansas? Start here and we'll set you up from scratch.
Attach your last 2 months of statements if you have them. If not, send your details and we'll follow up.
No statements needed. Tell us about the business and we'll recommend the POS and payment setup that fits, then follow up to go over it.