Missouri · Statewide

Merchant services in Missouri
with pricing you can read

Card processing and POS for Missouri restaurants, barbecue joints, shops, auto shops, and service businesses, from St. Louis to Kansas City and Branson. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Missouri businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Kansas City, St. Louis, and across Missouri.

ClearCost Payments is based in Aliso Viejo, California, and works with Missouri businesses by phone, text, and email.

Cities we serve

Kansas CitySt. LouisSpringfieldColumbiaIndependenceLee's SummitO'FallonSt. JosephSt. CharlesJoplinBransonChesterfield

Metro area pages

Local business snapshot

Missouri small business, by the numbers.

Missouri has 590,131 small businesses, 99.4% of all businesses, and they employ 44.4% of the state's workers. (2022 data)

Sources: SBA Office of Advocacy, 2025 Missouri Small Business Profile

By business type

What we set up for Missouri businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around Missouri

Missouri, region by region.

Kansas City

Kansas City, Independence, Lee's Summit, and the Northland have barbecue joints, bars, shops, and service businesses, many serving customers across the Kansas line too.

St. Louis

St. Louis, St. Charles, O'Fallon, and Chesterfield have neighborhood restaurants, bakeries, auto shops, and medical offices. Many are leaving older processors with confusing statements.

Springfield and the Ozarks

Springfield, Branson, and Joplin mix tourism, family restaurants, and retail. Fast checkout for visitors, plus simple setups for local shops.

Columbia and Central Missouri

Columbia, Jefferson City, and the Lake of the Ozarks have college-town restaurants, government offices, and seasonal lake businesses.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Missouri businesses →

Example setups

How Missouri businesses set it up.

A barbecue joint in Kansas City

A line out the door at lunch, brisket that sells out by 2, and big catering orders.

Setup: FigurePOS with a kitchen display, online ordering for pickup, and catering deposits collected by payment link.

A toasted ravioli and pizza spot in St. Louis

Dine-in, carryout, and its own delivery drivers covering the neighborhood.

Setup: FoodTec with web ordering and driver tracking, so delivery tickets don't pile up at the counter on Friday nights.

A souvenir shop in Branson

Busy show seasons and visitors from nearly every state.

Setup: KORONA POS for gift inventory, with a second register opened for peak holiday and summer weekends.

A roofing company in Springfield

Storm damage, insurance supplements, and a deposit on every job.

Setup: Payments that work alongside LEAP, deposits sent by payment link, and Clover Go to take the final payment on-site.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Missouri.

Kansas City barbecue, St. Louis bakeries, and Lake of the Ozarks spots keep Missouri busy. Here's how we set them up.

Kansas City barbecue

The Kansas City area has more than 100 barbecue restaurants and hosts the American Royal, the largest barbecue competition in the world.

Setup: Fast counter service, catering deposits paid ahead, and bottles of sauce and rub rung up at the register.

St. Louis bakeries

Gooey butter cake is a St. Louis original from the 1930s, and family bakeries still make it.

Setup: Gooey butter cake pre-orders held with a deposit, and tap payments when the Saturday line is ten deep.

Lake of the Ozarks marinas

Lake of the Ozarks has about 1,150 miles of shoreline and draws summer visitors to its lake towns.

Setup: Boat rentals secured with a card on file, and Clover Flex handhelds working the dockside bar all weekend.

Sources: Wikipedia, Kansas City-style barbecue · Wikipedia, Gooey butter cake · Wikipedia, Lake of the Ozarks

Common questions

Straight answers.

Do you have an office in Missouri?

No. ClearCost Payments is based in Aliso Viejo, California. Missouri businesses work with us by phone, text, or email.

Do you work with businesses across Missouri?

Yes. From Kansas City and St. Louis to Springfield, Columbia, and Branson, we work with businesses by phone, text, and email.

Can a barbecue restaurant take catering deposits?

Yes. Send a payment link by text or email for the deposit, then take the balance on the day.

Can a marina keep a card on file for boat rentals?

Yes. Keep a card on file when the rental starts, and take payment when the boat comes back.

Opening a new business in Missouri? Start here and we'll set you up from scratch.