Kentucky · Statewide
Card processing and POS for Kentucky restaurants, bourbon country businesses, shops, contractors, and service businesses, from Louisville to Lexington and Paducah. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.
New business? No statements needed. Fill in the form and we'll set you up from scratch.
Prefer to talk? Call 949-946-2442 or text us
Tell us a little about your business and we'll follow up. No statements needed to start.
ClearCost Payments is based in Aliso Viejo, California, and works with Kentucky businesses by phone, text, and email.
Kentucky has 393,860 small businesses, 99.3% of all businesses, and they employ 42.6% of the state's workers. (2022 data)
Accommodation and food services employs more small-business workers here than any other industry: 105,644 people.
Restaurant payments →
Construction is the most common type of small business here, with 50,958 firms.
Contractor payments →
Sources: SBA Office of Advocacy, 2025 Kentucky Small Business Profile
Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.
Louisville and its suburbs have restaurants, bars, shops, medical offices, and businesses serving bourbon visitors and race crowds.
Lexington, Georgetown, Richmond, Frankfort, and Nicholasville have restaurants, shops, and businesses tied to horse farms and the university.
Covington, Newport, and Florence have restaurants, bars, and shops serving the Cincinnati metro.
Bowling Green, Owensboro, Elizabethtown, and Paducah have restaurants, auto shops, and businesses serving farm country and river towns.
Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →
Tour groups at lunch and locals at dinner, often in parties of eight or more.
Setup: Aloha for table service and split checks, with Clover Flex so servers take payment at the table.
Visitors on the bourbon trail year-round, plus orders shipped home afterward.
Setup: KORONA POS for gift and glassware inventory, with online sales pulling from the same stock.
Basketball season fills every seat from November through March.
Setup: MicroSale with pre-authorized bar tabs and tableside tablets, so servers aren't running cards back and forth.
Repair tickets for local drivers and customers who pay after pickup.
Setup: Payments that work alongside Shopmonkey, with a text-to-pay link through the PayBright Gateway when the car is ready.
These are examples, not specific clients. Your setup is based on how your business runs and what you process.
Bourbon tasting rooms, Louisville restaurants, and Lexington horse country keep Kentucky busy. Here's how we set them up.
The Kentucky Distillers' Association launched the Kentucky Bourbon Trail in 1999.
Setup: Tour deposits collected by payment link, and the gift shop running on KORONA POS.
Bardstown Road is known as Louisville's original Restaurant Row.
Setup: Payment at the table, split checks, and tips on the screen for busy dinner service.
Lexington is known as the Horse Capital of the World, with hundreds of horse farms and Keeneland race track.
Setup: Material POS keeps store and online inventory in sync for equestrian and gift shops.
Sources: Wikipedia, Kentucky Bourbon Trail · Wikipedia, Bardstown Road · Wikipedia, Lexington
No. ClearCost Payments is based in Aliso Viejo, California. Kentucky businesses work with us by phone, text, or email.
Yes. From Louisville and Lexington to Bowling Green, Covington, and Paducah, we work with businesses by phone, text, and email.
Yes. Send a payment link by text or email when guests book, then collect the rest on the day.
Yes. The processing agreement is month-to-month, so you can add devices for busy weeks.
Opening a new business in Kentucky? Start here and we'll set you up from scratch.
Attach your last 2 months of statements if you have them. If not, send your details and we'll follow up.
No statements needed. Tell us about the business and we'll recommend the POS and payment setup that fits, then follow up to go over it.