Ohio · Statewide

Merchant services in Ohio
with pricing you can read

Card processing and POS for Ohio restaurants, shops, auto shops, contractors, and service businesses, from Cleveland to Cincinnati. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Ohio businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Columbus, Cleveland, and across Ohio.

ClearCost Payments is based in Aliso Viejo, California, and works with Ohio businesses by phone, text, and email.

Cities we serve

ColumbusClevelandCincinnatiToledoAkronDaytonParmaCantonYoungstownLorainDublinMason

Metro area pages

Local business snapshot

Ohio small business, by the numbers.

Ohio has 1,081,292 small businesses, 99.6% of all businesses, and they employ 43.8% of the state's workers. (2022 data)

Sources: SBA Office of Advocacy, 2025 Ohio Small Business Profile

By business type

What we set up for Ohio businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around Ohio

Ohio, region by region.

Columbus and Central Ohio

Columbus, Dublin, Westerville, and the fast-growing suburbs are full of new restaurants, salons, gyms, and shops. New businesses here can start without statements, and we set them up from scratch.

Cleveland and Northeast Ohio

Cleveland, Akron, Parma, Lorain, and Canton have long-running restaurants, auto shops, and neighborhood stores. Many are leaving older processors with confusing statements, so a Free Rate Analysis is usually the first step.

Cincinnati and Southwest Ohio

Cincinnati, Mason, and Dayton mix chili parlors, breweries, and retail with healthcare offices and suppliers. Counter POS for the shops, plus invoicing and a virtual terminal for B2B accounts.

Toledo and Northwest Ohio

Toledo, Findlay, and Bowling Green have restaurants, auto service, and businesses tied to manufacturing and the lake. Countertop terminals and payment links cover most setups.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Ohio businesses →

Example setups

How Ohio businesses set it up.

A chili parlor in Cincinnati

Two locations, a counter line at lunch, and carryout orders that run until close every night.

Setup: FigurePOS with a kitchen display at each store, and online ordering so carryout is bagged before the customer walks in.

A brewery taproom in Columbus

A long bar, a big patio, and tabs that stay open through an entire football game.

Setup: Clover at the bar with Clover Flex handhelds for the patio, and tabs pre-authorized when they open so walkouts aren't a worry.

An HVAC company near Cleveland

Emergency furnace calls in January and $8,000 system replacements booked every spring.

Setup: Payments that work alongside Housecall Pro, Clover Go in each van, and deposits collected by payment link before an install is scheduled.

A family hardware store in Toledo

Thousands of SKUs, contractor house accounts, and a steady stream of Saturday walk-ins.

Setup: KORONA POS with barcode scanning and live inventory, plus invoices with a pay button for the contractor accounts.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Ohio.

Cincinnati chili parlors, Cleveland market stalls, and Columbus game days keep Ohio busy. Here's how we set them up.

Cincinnati chili parlors

The Cincinnati area has more than 250 chili parlors.

Setup: Counter orders go straight to the kitchen screen and carryout customers order ahead online, so the coney line keeps moving at noon.

Cleveland market vendors

Cleveland's West Side Market has about 100 indoor seller spaces and an 85-stall outdoor produce arcade.

Setup: A small reader or Tap to Pay on iPhone at each stall.

Columbus game days

Ohio State's Ohio Stadium in Columbus seats 102,780.

Setup: Fast checkout, handhelds, and tabs for packed Saturdays.

Sources: Wikipedia, Cincinnati chili · Wikipedia, West Side Market · Wikipedia, Ohio Stadium

Common questions

Straight answers.

Do you have an office in Ohio?

No. ClearCost Payments is based in Aliso Viejo, California. Ohio businesses work with us by phone, text, or email.

Do you work with businesses across Ohio?

Yes. From Columbus, Cleveland, and Cincinnati to Toledo, Akron, and Dayton, we work with businesses by phone, text, and email.

Can a contractor take deposits before winter jobs start?

Yes. Send a payment link by text or email for the deposit, then take the final payment on-site with Clover Go or SwipeSimple.

Can a taproom run tabs and sell to-go beer on one system?

Yes. Clover handles bar tabs, to-go sales, and merch on one system, with handhelds for busy nights.

Opening a new business in Ohio? Start here and we'll set you up from scratch.