Indiana · Statewide

Merchant services in Indiana
with pricing you can read

Card processing and POS for Indiana restaurants, shops, auto shops, contractors, and service businesses, from Indianapolis to South Bend. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Indiana businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Indianapolis, Fort Wayne, and across Indiana.

ClearCost Payments is based in Aliso Viejo, California, and works with Indiana businesses by phone, text, and email.

Cities we serve

IndianapolisFort WayneEvansvilleSouth BendCarmelFishersBloomingtonHammondLafayetteNoblesvilleMuncieTerre Haute

Metro area pages

Local business snapshot

Indiana small business, by the numbers.

Indiana has 591,671 small businesses, 99.4% of all businesses, and they employ 43.2% of the state's workers. (2022 data)

Sources: SBA Office of Advocacy, 2025 Indiana Small Business Profile

By business type

What we set up for Indiana businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around Indiana

Indiana, region by region.

Indianapolis and Central Indiana

Indianapolis, Carmel, Fishers, Noblesville, and Greenwood are full of restaurants, salons, gyms, and medical offices. Downtown venues and event spaces need fast checkout on busy nights.

Northeast Indiana

Fort Wayne and the towns around it have family restaurants, auto shops, and businesses tied to manufacturing and healthcare. Countertop terminals and simple Clover setups cover most needs.

Northern Indiana and the Region

South Bend, Elkhart, Hammond, and Gary mix college-town restaurants, RV industry suppliers, and neighborhood shops that serve customers from across the state line.

Southern Indiana

Evansville, Bloomington, and the river towns have restaurants, retail, and service businesses spread over a lot of ground. Mobile readers and payment links help when you're on the road.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Indiana businesses →

Example setups

How Indiana businesses set it up.

A sports bar in downtown Indianapolis

Ordinary weeknights, then three times the crowd on race weekends and big tournament nights.

Setup: Union POS so guests order and pay from their phones at the table, with Clover behind the bar for walk-up orders.

An RV repair shop near Elkhart

Repair tickets that run into the thousands and owners who pick up days after the work is done.

Setup: Payments that work alongside Tekmetric, with a text-to-pay link through the PayBright Gateway the moment the RV is ready.

A pork tenderloin spot in Fort Wayne

A lunch rush from nearby plants and offices, then steady carryout until close.

Setup: Quantic with a kitchen display, plus a self-order kiosk by the door for regulars who already know what they want.

A roofing company in Evansville

Hail and wind jobs, insurance claims, and a deposit on every signed contract.

Setup: Payments that work alongside JobNimbus, deposits sent by payment link, and Clover Go to collect the final payment on-site.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Indiana.

Race-week vendors are an Indiana tradition. Here's how we set them up.

Race-week vendors and pop-ups

The Indianapolis 500 is reported to be the largest single-day sporting event in the world, with 350,000 to 400,000 people on race day.

Setup: Food, merch, and parking vendors take cards on Clover handhelds or SwipeSimple Tap to Pay on iPhone without relying on Wi-Fi.

Sources: Wikipedia, Indianapolis 500

Common questions

Straight answers.

Do you have an office in Indiana?

No. ClearCost Payments is based in Aliso Viejo, California. Indiana businesses work with us by phone, text, or email.

Do you work with businesses across Indiana?

Yes. From Indianapolis and Fort Wayne to Evansville, South Bend, and Bloomington, we work with businesses by phone, text, and email.

Can event vendors take cards without Wi-Fi?

Yes. Clover handhelds and SwipeSimple Tap to Pay on iPhone run on cell data, so you can take cards anywhere you set up.

Can a repair shop text customers a payment link?

Yes. Send a secure payment link by text through the PayBright Gateway, and the customer pays from their phone.

Opening a new business in Indiana? Start here and we'll set you up from scratch.