Indiana · Metro area

Merchant services in Indianapolis
with pricing you can read

Card processing and POS for Indianapolis restaurants, bars, shops, contractors, and service businesses, from Mass Ave to Carmel and Greenwood. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Indianapolis businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Downtown, Mass Ave, Fountain Square, and nearby.

ClearCost Payments is based in Aliso Viejo, California, and works with Indianapolis businesses by phone, text, and email.

Cities and neighborhoods we serve

DowntownMass AveFountain SquareBroad RippleIrvingtonSpeedwayCarmelFishersNoblesvilleWestfieldGreenwoodPlainfield
Local business snapshot

Indianapolis small business, by the numbers.

The Indianapolis–Carmel–Greenwood metro has 212,455 small businesses, 99.0% of all businesses, and they employ 42.7% of the area's workers. (2022 data)

Health care

Health care and social assistance employs more small-business workers here than any other industry: 56,278 people.

Healthcare payments →

Transportation and warehousing

Transportation and warehousing is the most common type of small business here, with 32,431 firms.

Sources: SBA Office of Advocacy, 2025 Midwest metro profiles

By business type

What we set up for Indianapolis businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around the area

Indianapolis, area by area.

Downtown

Restaurants, bars, and shops near the stadiums and convention center.

Cultural districts

Mass Ave, Fountain Square, Broad Ripple, and Irvington have restaurants, breweries, and shops.

Hamilton County

Carmel, Fishers, Westfield, and Noblesville have restaurants, gyms, salons, and clinics.

South and West

Greenwood, Plainfield, Speedway, and Avon have restaurants, auto shops, and contractors.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Indianapolis businesses →

Example setups

How Indianapolis businesses set it up.

A bar near Lucas Oil Stadium

Packed on game days and race weekends.

Setup: Union POS so guests order from their phones, with Clover at the bar.

A boutique gym in Carmel

Members, class packs, and personal training.

Setup: Payments that work alongside Mindbody for booking, with monthly memberships charged automatically.

A restaurant on Mass Ave

Dinner service and pre-theater crowds.

Setup: Aloha for table service, with servers splitting checks and taking payment on Clover Flex right at the table.

A race-week vendor

Huge crowds every May.

Setup: SwipeSimple Tap to Pay on iPhone, with the Swift B250 reader for chip cards.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Indianapolis.

Mass Ave restaurants, Fountain Square venues, and race-week vendors keep Indianapolis busy. Here's how we set them up.

Mass Ave restaurants

Mass Ave is a designated cultural district lined with local boutiques, bars, and restaurants, including the Rathskeller, the city's oldest restaurant.

Setup: Servers settle up at the table, and big groups can split by seat or by item.

Fountain Square bars and venues

Fountain Square is one of the city's six cultural districts, with live entertainment venues.

Setup: Tabs, tickets, and merch for show nights.

Race-week vendors

The Indianapolis 500 draws 350,000 to 400,000 people on race day over Memorial Day weekend.

Setup: Handhelds and Tap to Pay on iPhone for the biggest crowds of the year.

Sources: Wikipedia, Massachusetts Avenue (Indianapolis) · Wikipedia, Fountain Square · Wikipedia, Indianapolis 500

Common questions

Straight answers.

Do you have an office in Indianapolis?

No. ClearCost Payments is based in Aliso Viejo, California. Indianapolis businesses work with us by phone, text, or email.

Do you work with businesses across Indianapolis?

Yes. From Mass Ave and Fountain Square to Carmel, Fishers, and Greenwood, we work with businesses by phone, text, and email.

Can event vendors take cards without Wi-Fi?

Yes. Clover handhelds and SwipeSimple Tap to Pay on iPhone run on cell data.

Can a gym bill members monthly?

Yes. Recurring billing charges members on a schedule you set.

Opening a new business in Indianapolis? Start here and we'll set you up from scratch.

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