Illinois · Statewide
Card processing and POS for Illinois restaurants, markets, shops, auto shops, and service businesses, from Chicago to Springfield. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.
New business? No statements needed. Fill in the form and we'll set you up from scratch.
Prefer to talk? Call 949-946-2442 or text us
Tell us a little about your business and we'll follow up. No statements needed to start.
ClearCost Payments is based in Aliso Viejo, California, and works with Illinois businesses by phone, text, and email.
Illinois has 1.4 million small businesses, 99.6% of all businesses, and they employ 43.7% of the state's workers. (2022 data)
Health care and social assistance employs more small-business workers here than any other industry: 343,660 people.
Healthcare payments →
Transportation and warehousing is the most common type of small business here, with 210,396 firms.
Sources: SBA Office of Advocacy, 2025 Illinois Small Business Profile
Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.
Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →
Chicago neighborhoods are full of restaurants, bars, corner markets, salons, and auto shops. A POS built for full menus or large inventories, plus fast tap payments at the counter, fits most businesses in the city.
Naperville, Aurora, Joliet, Elgin, and Evanston have restaurants, markets, medical offices, and contractors serving busy suburbs. Card on file and payment links help with customers who aren't standing at the counter.
Rockford and the surrounding towns have restaurants, shops, and service businesses of every kind. Clover at the counter, with mobile readers for jobs and events, keeps everything in one account.
Springfield, Peoria, and Champaign have restaurants, bars near campus, auto shops, and contractors. Countertop terminals can run next to your existing software, and handhelds work at the table or on the job.
A fast counter, a lunch line, and late-night orders on weekends.
Setup: FigurePOS with a kitchen display, and online ordering so pickup orders skip the line.
Packed on game days, steady regulars the rest of the week.
Setup: Union POS so fans order and pay from their phones, with Clover at the bar for walk-ups.
Busy weekends, deposits for no-shows, and retail product sales.
Setup: Cojilio for online booking and deposits, with tips on the screen at checkout.
Fresh produce, a meat counter, and plenty of EBT/SNAP customers.
Setup: OctoPOS with scanner scales, EBT/SNAP, and a rewards program for regulars.
These are examples, not specific clients. Your setup is based on how your business runs and what you process.
Chicago hot dog stands and Wrigleyville bars keep Illinois busy. Here's how we set them up.
The Chicago area has more hot dog restaurants than McDonald's, Wendy's, and Burger King combined.
Setup: A quick counter that takes cards in seconds, shows orders to the kitchen, and handles the lunch rush without a long line.
Bars around Clark and Addison fill up with Cubs crowds on game days.
Setup: Open tabs, split checks, and handhelds that let staff take payment anywhere in a packed bar on game day.
Sources: Wikipedia, Chicago-style hot dog · Wikipedia, Wrigleyville
No. ClearCost Payments is based in Aliso Viejo, California. Illinois businesses work with us by phone, text, or email.
Yes. Staff can open, add to, and close tabs on Clover handhelds anywhere in the bar, and split checks for groups.
Often, yes. A countertop terminal can run next to your shop software, and we check how it connects before anything changes.
Yes. From the suburbs to Rockford, Peoria, Springfield, and Champaign, we work with businesses by phone, text, and email.
Yes. KORONA POS and OctoPOS are built for stores that carry a lot of products, with inventory tracked item by item.
Opening a new business in Illinois? Start here and we'll set you up from scratch.
Attach your last 2 months of statements if you have them. If not, send your details and we'll follow up.
No statements needed. Tell us about the business and we'll recommend the POS and payment setup that fits, then follow up to go over it.