Iowa · Statewide
Card processing and POS for Iowa restaurants, shops, farm businesses, contractors, and service businesses, from Des Moines to Sioux City. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.
New business? No statements needed. Fill in the form and we'll set you up from scratch.
Prefer to talk? Call 949-946-2442 or text us
Tell us a little about your business and we'll follow up. No statements needed to start.
ClearCost Payments is based in Aliso Viejo, California, and works with Iowa businesses by phone, text, and email.
Iowa has 289,962 small businesses, 99.3% of all businesses, and they employ 46.0% of the state's workers. (2022 data)
Health care and social assistance employs more small-business workers here than any other industry: 108,949 people.
Healthcare payments →
Construction is the most common type of small business here, with 36,151 firms.
Contractor payments →
Sources: SBA Office of Advocacy, 2025 Iowa Small Business Profile
Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.
Des Moines, West Des Moines, Ankeny, Urbandale, and Ames have restaurants, salons, offices, and shops, with plenty of new businesses opening in the suburbs.
Cedar Rapids, Iowa City, Waterloo, and Dubuque mix manufacturing, healthcare, college-town restaurants, and river-town tourism.
Davenport and Bettendorf have restaurants, auto shops, and retailers that serve customers on both sides of the Mississippi.
Sioux City, Council Bluffs, and rural western Iowa have farm businesses, restaurants, and shops covering a lot of ground. Mobile readers and payment links help.
Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →
Combine and tractor repairs that reach five figures during planting and harvest.
Setup: Clover at the counter, cards on file for regular farm accounts, and invoices with a pay button synced to QuickBooks.
Seven home Saturdays that make the whole fall, then a quiet summer.
Setup: Clover at the bar with Clover Flex handhelds added on game days, and tabs pre-authorized when they open.
Walk-ins, trunk shows, and an online store selling from the same racks.
Setup: Material POS on an iPad with Shopify sync, so a dress sold online comes off the shelf count automatically.
Roadside sales and Saturday farmers markets from July through October.
Setup: SwipeSimple Tap to Pay on iPhone, with the Swift B250 reader kept in the truck as a backup.
These are examples, not specific clients. Your setup is based on how your business runs and what you process.
Fair vendors are an Iowa summer staple. Here's how we set them up.
The Iowa State Fair drew 1,160,121 people in 2025 and has more than 200 food stands.
Setup: Clover handhelds and SwipeSimple run on cell data, so nobody is fighting over fairground Wi-Fi during the evening rush.
Sources: Wikipedia, Iowa State Fair
No. ClearCost Payments is based in Aliso Viejo, California. Iowa businesses work with us by phone, text, or email.
Yes. From Des Moines, Cedar Rapids, and Davenport to Iowa City, Sioux City, and Dubuque, we work with businesses by phone, text, and email.
Yes. Send invoices with a pay button, keep cards on file for regular customers, and sync with QuickBooks.
Yes. Clover handhelds and SwipeSimple Tap to Pay on iPhone run on cell data, so you can take cards anywhere.
Opening a new business in Iowa? Start here and we'll set you up from scratch.
Attach your last 2 months of statements if you have them. If not, send your details and we'll follow up.
No statements needed. Tell us about the business and we'll recommend the POS and payment setup that fits, then follow up to go over it.