South Dakota · Statewide

Merchant services in South Dakota
with pricing you can read

Card processing and POS for South Dakota restaurants, shops, tourism businesses, contractors, and service businesses, from Sioux Falls to the Black Hills. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for South Dakota businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Sioux Falls, Rapid City, and across South Dakota.

ClearCost Payments is based in Aliso Viejo, California, and works with South Dakota businesses by phone, text, and email.

Cities we serve

Sioux FallsRapid CityAberdeenBrookingsWatertownMitchellYanktonPierreSpearfishVermillionHuronDeadwood
Local business snapshot

South Dakota small business, by the numbers.

South Dakota has 96,770 small businesses, 98.9% of all businesses, and they employ 58.0% of the state's workers. (2022 data)

Health care

Health care and social assistance employs more small-business workers here than any other industry: 32,254 people.

Healthcare payments →

Real estate and rentals

Real estate and rental and leasing is the most common type of small business here, with 11,752 firms.

Sources: SBA Office of Advocacy, 2025 South Dakota Small Business Profile

By business type

What we set up for South Dakota businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around South Dakota

South Dakota, region by region.

Sioux Falls and Southeast South Dakota

Sioux Falls, Brookings, Vermillion, and Yankton have restaurants, salons, clinics, and shops, with new businesses opening often.

Rapid City and the Black Hills

Rapid City, Spearfish, Deadwood, Custer, and Keystone have restaurants, gift shops, tours, and lodging serving visitors.

Northeast South Dakota

Aberdeen, Watertown, and Huron have farm businesses, restaurants, and shops, plus hunters every fall.

Central South Dakota

Pierre, Mitchell, and Chamberlain have restaurants and businesses serving travelers on I-90, hunters, and anglers on the Missouri River.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for South Dakota businesses →

Example setups

How South Dakota businesses set it up.

A gift shop near Mount Rushmore

Huge summer crowds off tour buses and a quiet winter.

Setup: KORONA POS for gift inventory, with a second register added in June and removed after Labor Day.

A pheasant hunting lodge in central South Dakota

Groups booking months ahead for opening weekend in October.

Setup: Payments that work alongside ResNexus for bookings, deposits by payment link, and Clover at the lodge bar.

A steakhouse in Sioux Falls

Dinner service, private parties, and holiday gift card sales.

Setup: Aloha for table service and split checks, with Clover Flex so the check is settled before guests stand up.

A rally-week vendor in the Black Hills

One enormous week every August and almost nothing the rest of the year.

Setup: SwipeSimple Tap to Pay on iPhone, with the Swift B250 reader as a backup for customers who want to insert a chip card.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across South Dakota.

Black Hills shops and Sturgis rally vendors keep South Dakota busy. Here's how we set them up.

Black Hills gift shops and tours

Mount Rushmore, near Keystone in the Black Hills, had 2,440,449 visitors in 2022.

Setup: Fast tap payments for visitors at the register, and tour deposits collected by payment link before arrival.

Sturgis rally vendors

The Sturgis Motorcycle Rally runs 10 days starting the first Friday of August, and the city estimates it brings over $800 million to South Dakota each year.

Setup: Tap to Pay on iPhone, handhelds, and readers that run on cell data for rally booths.

Sources: Wikipedia, Mount Rushmore · Wikipedia, Sturgis Motorcycle Rally

Common questions

Straight answers.

Do you have an office in South Dakota?

No. ClearCost Payments is based in Aliso Viejo, California. South Dakota businesses work with us by phone, text, or email.

Do you work with businesses across South Dakota?

Yes. From Sioux Falls and Rapid City to Aberdeen, Brookings, and Pierre, we work with businesses by phone, text, and email.

Can a rally vendor take cards without Wi-Fi?

Yes. Clover handhelds and SwipeSimple Tap to Pay on iPhone run on cell data, so you can take cards anywhere you set up.

Can a hunting lodge take deposits?

Yes. Send a payment link by text or email for the deposit, then take the balance when guests arrive.

Opening a new business in South Dakota? Start here and we'll set you up from scratch.