North Dakota · Statewide
Card processing and POS for North Dakota restaurants, shops, energy-country businesses, contractors, and service businesses, from Fargo to Williston. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.
New business? No statements needed. Fill in the form and we'll set you up from scratch.
Prefer to talk? Call 949-946-2442 or text us
Tell us a little about your business and we'll follow up. No statements needed to start.
ClearCost Payments is based in Aliso Viejo, California, and works with North Dakota businesses by phone, text, and email.
North Dakota has 78,219 small businesses, 98.8% of all businesses, and they employ 57.6% of the state's workers. (2022 data)
Health care and social assistance employs more small-business workers here than any other industry: 28,126 people.
Healthcare payments →
Real estate and rental and leasing is the most common type of small business here, with 9,554 firms.
Sources: SBA Office of Advocacy, 2025 North Dakota Small Business Profile
Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.
Fargo, West Fargo, Grand Forks, and Wahpeton have restaurants, shops, clinics, and service businesses, plus customers from across the Minnesota line.
Bismarck, Mandan, and Jamestown have restaurants, government offices, auto shops, and farm businesses.
Williston, Dickinson, and Watford City have restaurants, truck stops, and suppliers serving energy crews.
Minot, Devils Lake, and the northern towns have restaurants, shops, and businesses serving farm families and visitors.
Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →
Crews coming off shifts at every hour, and company accounts that settle up monthly.
Setup: Clover at the counter for walk-ins, plus invoices with a pay button for the oilfield company accounts.
Planting and harvest repairs that need to be done in days, not weeks.
Setup: Clover at the counter, with cards on file so regular farm accounts are billed as soon as the work is finished.
A morning rush from the offices and students, plus online orders.
Setup: Clover at the counter with online ordering, so customers can order from a warm car and walk straight to pickup.
Frozen-pipe calls when it's twenty below and nobody can wait.
Setup: Payments that work alongside Housecall Pro, Clover Go in the truck, and payment links for anything left to collect.
These are examples, not specific clients. Your setup is based on how your business runs and what you process.
Fargo restaurants and shops are North Dakota's busiest. Here's how we set them up.
Fargo is home to North Dakota State University, with more than 14,500 students, and Sanford Health is its largest employer.
Setup: Fast counter checkout, tabs, and online ordering on one system.
Sources: Wikipedia, Fargo
No. ClearCost Payments is based in Aliso Viejo, California. North Dakota businesses work with us by phone, text, or email.
Yes. From Fargo and Bismarck to Grand Forks, Minot, and Williston, we work with businesses by phone, text, and email.
Yes. Send a payment link by text or email for the deposit, then take the balance when the trip starts.
Yes. Send invoices with a pay button, keep cards on file, and sync with QuickBooks.
Opening a new business in North Dakota? Start here and we'll set you up from scratch.
Attach your last 2 months of statements if you have them. If not, send your details and we'll follow up.
No statements needed. Tell us about the business and we'll recommend the POS and payment setup that fits, then follow up to go over it.