Minnesota · Statewide
Card processing and POS for Minnesota restaurants, shops, contractors, clinics, and service businesses, from the Twin Cities to Duluth. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.
New business? No statements needed. Fill in the form and we'll set you up from scratch.
Prefer to talk? Call 949-946-2442 or text us
Tell us a little about your business and we'll follow up. No statements needed to start.
ClearCost Payments is based in Aliso Viejo, California, and works with Minnesota businesses by phone, text, and email.
Minnesota has 560,428 small businesses, 99.5% of all businesses, and they employ 45.8% of the state's workers. (2022 data)
Health care and social assistance employs more small-business workers here than any other industry: 225,087 people.
Healthcare payments →
Professional, scientific, and technical services is the most common type of small business here, with 78,850 firms.
Professional services payments →
Sources: SBA Office of Advocacy, 2025 Minnesota Small Business Profile
Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.
Minneapolis, St. Paul, and suburbs like Bloomington, Plymouth, Maple Grove, Eagan, and Woodbury have restaurants, salons, gyms, clinics, and shops of every size.
Rochester, Mankato, and the southern towns have restaurants, hotels, and shops serving visitors and patients, plus farm-country businesses and suppliers.
Duluth, Two Harbors, and the North Shore depend on visitors, outdoor recreation, and Lake Superior. Mobile readers for outfitters and seasonal shops.
St. Cloud, Brainerd, and the lake towns have resorts, marinas, supper clubs, and main-street shops that swing with the seasons.
Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →
No-heat calls at 2 a.m. in January and full system replacements that need a deposit.
Setup: Payments that work alongside Jobber, Clover Go in the van, and a payment link sent the minute an estimate is approved.
Cabin rentals, a bait shop, and a lodge bar, almost all of it between May and September.
Setup: Payments that work alongside ResNexus for cabin bookings, Clover at the bar and store, and SwipeSimple at the dock.
Patients traveling in from out of town and treatment plans paid over several months.
Setup: Payments that work alongside Dentrix, with recurring billing for payment plans and text-to-pay for remaining balances.
A line out the door at 7:30 and mobile orders from the office tower upstairs.
Setup: Clover at the counter with online ordering, so pickup orders are on the shelf before the customer arrives.
These are examples, not specific clients. Your setup is based on how your business runs and what you process.
State Fair vendors and lake country supper clubs keep Minnesota busy. Here's how we set them up.
The Minnesota State Fair is the largest state fair in the U.S. by average daily attendance, with 1,940,869 visitors in 2025.
Setup: Fast checkout, Tap to Pay on iPhone, and handhelds so the line keeps moving.
Supper clubs are concentrated in the Upper Midwest, known for relish trays served on lazy Susans.
Setup: HotSauce POS for coursing and chip-card bar tabs on Friday fish fry nights, when every table turns twice.
Sources: Wikipedia, Minnesota State Fair · Wikipedia, Supper club
No. ClearCost Payments is based in Aliso Viejo, California. Minnesota businesses work with us by phone, text, or email.
Yes. From Minneapolis and St. Paul to Rochester, Duluth, and St. Cloud, we work with businesses by phone, text, and email.
Yes. Recurring billing charges patients on a schedule you set, and text-to-pay lets them pay balances from their phone.
Yes. The processing agreement is month-to-month, so you can add devices for summer or ice-fishing season and scale back after.
Opening a new business in Minnesota? Start here and we'll set you up from scratch.
Attach your last 2 months of statements if you have them. If not, send your details and we'll follow up.
No statements needed. Tell us about the business and we'll recommend the POS and payment setup that fits, then follow up to go over it.