Minnesota · Metro area

Merchant services in Minneapolis–St. Paul
with pricing you can read

Card processing and POS for Twin Cities restaurants, breweries, shops, contractors, and service businesses, from Northeast Minneapolis to St. Paul. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Minneapolis–St. Paul businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Downtown Minneapolis, Northeast, Uptown, and nearby.

ClearCost Payments is based in Aliso Viejo, California, and works with Minneapolis–St. Paul businesses by phone, text, and email.

Cities and neighborhoods we serve

Downtown MinneapolisNortheastUptownNorth LoopLowertownCathedral HillBloomingtonEdinaEden PrairieMaple GroveWoodburyEagan
Local business snapshot

What drives business in the Twin Cities.

Health care employs more small-business workers in Minnesota than any other industry, and the State Fair brings nearly two million people to St. Paul each summer.

Sources: SBA Office of Advocacy, 2025 Minnesota Small Business Profile · Wikipedia, Minnesota State Fair

By business type

What we set up for Minneapolis–St. Paul businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around the area

Minneapolis–St. Paul, area by area.

Minneapolis

Downtown, the North Loop, Northeast, and Uptown have restaurants, breweries, and boutiques.

St. Paul

Lowertown, Cathedral Hill, Grand Avenue, and the West End have restaurants, bars, and shops.

South and west suburbs

Bloomington, Edina, Eden Prairie, and Minnetonka have restaurants, clinics, and shops.

North and east suburbs

Maple Grove, Woodbury, Eagan, and Blaine have restaurants, gyms, and contractors.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Minneapolis–St. Paul businesses →

Example setups

How Minneapolis–St. Paul businesses set it up.

A taproom in Northeast Minneapolis

Tabs, crowlers to go, and a food truck parked out front on weekends.

Setup: MicroSale tableside tablets and pre-authorized tabs, with a Clover at the to-go and merch counter.

A furnace company in the suburbs

No-heat calls in January when every minute counts.

Setup: Payments that work alongside Jobber, with payment links sent from the job site.

A restaurant in Lowertown St. Paul

Dinner service, hockey nights, and holiday parties.

Setup: Aloha for the dining room, with Clover Flex so a party of ten can pay six different ways in a couple of minutes.

A wellness studio in Edina

Memberships, class packs, and workshops.

Setup: Payments that work alongside Mindbody, so class packs and memberships run without manual billing.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Minneapolis–St. Paul.

State Fair food vendors are a Twin Cities tradition. Here's how we set them up.

State Fair food vendors

The State Fair set its attendance record of 2,126,551 in 2019.

Setup: Handhelds and Tap to Pay on iPhone for twelve days of huge crowds.

Sources: Wikipedia, Minnesota State Fair

Common questions

Straight answers.

Do you have an office in Minneapolis–St. Paul?

No. ClearCost Payments is based in Aliso Viejo, California. Minneapolis–St. Paul businesses work with us by phone, text, or email.

Do you work with businesses across the Twin Cities?

Yes. From Minneapolis and St. Paul to Bloomington, Edina, and Woodbury, we work with businesses by phone, text, and email.

Can a taproom run tabs and sell cans to go?

Yes. Clover handles bar tabs, to-go sales, and merch on one system.

Can fair vendors take cards without Wi-Fi?

Yes. Clover handhelds and SwipeSimple Tap to Pay on iPhone run on cell data.

Opening a new business in Minneapolis–St. Paul? Start here and we'll set you up from scratch.

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