Illinois · Metro area

Merchant services in Chicago
with pricing you can read

Card processing and POS for Chicago restaurants, bars, shops, contractors, and service businesses, from the Loop to the suburbs. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Chicago businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in The Loop, River North, West Loop, and nearby.

ClearCost Payments is based in Aliso Viejo, California, and works with Chicago businesses by phone, text, and email.

Cities and neighborhoods we serve

The LoopRiver NorthWest LoopWicker ParkLogan SquareLincoln ParkPilsenHyde ParkEvanstonOak ParkNapervilleSchaumburg
Local business snapshot

Chicago small business, by the numbers.

The Chicago–Naperville–Elgin metro has 1.1 million small businesses, 99.6% of all businesses, and they employ 44.6% of the area's workers. (2022 data)

Health care

Health care and social assistance employs more small-business workers here than any other industry: 255,608 people.

Healthcare payments →

Transportation and warehousing

Transportation and warehousing is the most common type of small business here, with 190,641 firms.

Sources: SBA Office of Advocacy, 2025 Midwest metro profiles

By business type

What we set up for Chicago businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around the area

Chicago, area by area.

Downtown and the Near North

The Loop, River North, Streeterville, and the West Loop have restaurants, bars, and shops serving workers and visitors.

North Side

Lincoln Park, Lakeview, Wrigleyville, Andersonville, and Rogers Park have restaurants, bars, and boutiques.

West and Northwest Side

Wicker Park, Logan Square, Pilsen, and Humboldt Park have restaurants, taquerias, bars, and shops.

South Side and suburbs

Hyde Park, Bronzeville, Evanston, Oak Park, Naperville, and Schaumburg have restaurants, clinics, and shops.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Chicago businesses →

Example setups

How Chicago businesses set it up.

A deep-dish pizza spot in Lincoln Park

Dine-in, carryout, and its own delivery drivers.

Setup: FoodTec with web ordering and driver tracking, so delivery orders aren't lost in the shuffle.

A tavern near Wrigley Field

Packed on game days and regulars the rest of the week.

Setup: Union POS so fans order from their phones, with Clover at the bar.

A taqueria in Pilsen

A fast lunch line and a late-night crowd on weekends.

Setup: FigurePOS with a kitchen display, so orders hit the grill the moment they're rung in.

A plumbing company in the suburbs

Frozen-pipe calls from December to March.

Setup: Payments that work alongside Housecall Pro, with payment links for any invoice left open.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Chicago.

Hot dog stands, Wrigleyville bars, and Devon Avenue markets keep Chicago busy. Here's how we set them up.

Hot dog stands and Italian beef spots

The Chicago area has more hot dog restaurants than McDonald's, Wendy's, and Burger King combined.

Setup: Fast counter service and tap payments for the lunch line.

Wrigleyville and game-day bars

Bars near Clark and Addison, like Murphy's Bleachers, fill up on Cubs game days.

Setup: Phone ordering, open tabs, and handhelds for packed nights.

Devon Avenue and neighborhood markets

Devon Avenue is lined with South Asian shops, restaurants, and grocery stores, including the first Patel Brothers, opened in 1974.

Setup: OctoPOS with scanner scales and EBT/SNAP for busy grocers.

Sources: Wikipedia, Chicago-style hot dog · Wikipedia, Wrigleyville · Wikipedia, Devon Avenue

Common questions

Straight answers.

Do you have an office in Chicago?

No. ClearCost Payments is based in Aliso Viejo, California. Chicago businesses work with us by phone, text, or email.

Do you work with businesses across Chicago?

Yes. From the Loop and River North to Logan Square, Pilsen, and the suburbs, we work with businesses by phone, text, and email.

Can a bar run tabs on handhelds?

Yes. Staff can open, add to, and close tabs on Clover handhelds anywhere in the bar.

Can a corner store track inventory?

Yes. KORONA POS and Clover both track inventory with barcode scanning.

Opening a new business in Chicago? Start here and we'll set you up from scratch.

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