Michigan · Statewide
Card processing and POS for Michigan restaurants, shops, auto shops, contractors, and service businesses, from Detroit to Traverse City. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.
New business? No statements needed. Fill in the form and we'll set you up from scratch.
Prefer to talk? Call 949-946-2442 or text us
Tell us a little about your business and we'll follow up. No statements needed to start.
ClearCost Payments is based in Aliso Viejo, California, and works with Michigan businesses by phone, text, and email.
Michigan has 983,079 small businesses, 99.6% of all businesses, and they employ 47.7% of the state's workers. (2022 data)
Health care and social assistance employs more small-business workers here than any other industry: 270,839 people.
Healthcare payments →
"Other services," the category that covers repair shops, salons, and membership groups, is the most common type of small business here, with 122,577 firms.
Salon payments →
Sources: SBA Office of Advocacy, 2025 Michigan Small Business Profile
Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.
Detroit, Dearborn, Warren, Troy, Sterling Heights, and Novi have restaurants, auto shops, markets, and medical offices of every size. Many are leaving older processors with confusing statements, so a Free Rate Analysis is usually the first step.
Grand Rapids, Holland, Kalamazoo, and the lakeshore towns mix breweries, restaurants, retail, and healthcare. Counter POS for the taprooms and shops, plus invoicing for suppliers.
Ann Arbor, Lansing, East Lansing, and Flint have campus-area restaurants, coffee shops, and service businesses that swing with the school calendar and football Saturdays.
Traverse City, Petoskey, Marquette, and the Upper Peninsula depend on summer visitors, fall color, and winter sports. Mobile readers and seasonal device counts keep costs in line.
Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →
Insurance repairs, rental-car coordination, and customers who pay their deductible at pickup.
Setup: Payments that work alongside Mitchell 1, Clover at the front desk, and a text-to-pay link for the deductible.
A 7 a.m. rush, catering trays for weddings, and Ramadan evenings that run late.
Setup: Clover at the counter with tips on the screen, and catering deposits collected ahead of time by payment link.
A packed taproom on weekends, crowler fills to go, and a wall of shirts and glassware.
Setup: MicroSale with tableside tablets and pre-authorized bar tabs, plus a separate Clover at the merch counter.
Most of the year's sales happen between the Fourth of July and Labor Day.
Setup: KORONA POS for gift inventory, with a second register added for summer and dropped in the fall, all month-to-month.
These are examples, not specific clients. Your setup is based on how your business runs and what you process.
Detroit coney islands, Dearborn markets, and Up North wineries keep Michigan busy. Here's how we set them up.
American Coney Island (1917) and Lafayette Coney Island (1924) sit next door to each other downtown and are Michigan's most influential chili dog stands.
Setup: Booth service and a counter line at the same time. Clover Flex at the booths and tips on the screen keep tables turning.
Dearborn has the largest share of Arab Americans of any U.S. city, and Warren Avenue is its commercial center.
Setup: OctoPOS with scanner scales and EBT/SNAP for neighborhood grocers, and quick tap payments for daily regulars.
Traverse City, the Cherry Capital of the World, has more than 50 wineries nearby and a Cherry Festival that draws about 500,000 visitors.
Setup: Tasting rooms check out at the bar, and roadside cherry stands take cards on SwipeSimple between the orchard rows.
Sources: Wikipedia, Coney Island hot dog · Wikipedia, Dearborn · Wikipedia, Traverse City
No. ClearCost Payments is based in Aliso Viejo, California. Michigan businesses work with us by phone, text, or email.
Yes. From Detroit, Grand Rapids, and Ann Arbor to Lansing, Kalamazoo, and Traverse City, we work with businesses by phone, text, and email.
Yes. The processing agreement is month-to-month, so you can add devices for the busy season and scale back after.
Yes. Send a secure payment link by text through the PayBright Gateway, and the customer pays from their phone before pickup.
Opening a new business in Michigan? Start here and we'll set you up from scratch.
Attach your last 2 months of statements if you have them. If not, send your details and we'll follow up.
No statements needed. Tell us about the business and we'll recommend the POS and payment setup that fits, then follow up to go over it.