Michigan · Metro area

Merchant services in Detroit
with pricing you can read

Card processing and POS for Metro Detroit restaurants, auto shops, markets, contractors, and service businesses, from Corktown to Troy and Dearborn. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Detroit businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Downtown, Corktown, Midtown, and nearby.

ClearCost Payments is based in Aliso Viejo, California, and works with Detroit businesses by phone, text, and email.

Cities and neighborhoods we serve

DowntownCorktownMidtownEastern MarketDearbornHamtramckRoyal OakFerndaleTroySouthfieldLivoniaSterling Heights
Local business snapshot

Detroit small business, by the numbers.

The Detroit–Warren–Dearborn metro has 480,449 small businesses, 99.5% of all businesses, and they employ 47.2% of the area's workers. (2022 data)

Sources: SBA Office of Advocacy, 2025 Midwest metro profiles

By business type

What we set up for Detroit businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around the area

Detroit, area by area.

Downtown and Midtown

Downtown, Midtown, Corktown, and Eastern Market have restaurants, bars, and market vendors.

Dearborn and Hamtramck

Bakeries, restaurants, markets, and shops serving diverse communities.

Oakland County

Royal Oak, Ferndale, Troy, Birmingham, and Southfield have restaurants, salons, and clinics.

Macomb and Western Wayne

Sterling Heights, Warren, Livonia, and Canton have auto shops, restaurants, and contractors.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Detroit businesses →

Example setups

How Detroit businesses set it up.

A coney island in Downtown Detroit

Booths full at lunch and a counter line after games.

Setup: Clover at the counter with Clover Flex at the booths, and tips on the screen.

A Lebanese bakery in Dearborn

A morning rush and catering trays for weddings and showers.

Setup: Clover at the counter, and a payment link for catering deposits a few days ahead.

A collision shop in Warren

Insurance work and deductibles paid when the car is picked up.

Setup: Payments that work alongside Mitchell 1, with a text-to-pay link through the PayBright Gateway.

An Eastern Market vendor

Saturday crowds and busy holiday markets.

Setup: SwipeSimple on a phone for taps and Apple Pay, with a Swift B250 reader in the cash box for anyone who wants to insert a card.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Detroit.

Coney islands, Dearborn markets, and Eastern Market vendors keep Detroit busy. Here's how we set them up.

Coney islands

American and Lafayette Coney Island sit next door to each other downtown, with a famous rivalry between them.

Setup: Booths and a counter running at once, with tips on the screen for every order.

Dearborn markets

Dearborn has the largest share of Arab Americans of any U.S. city, with Warren Avenue as its business center.

Setup: OctoPOS with scanner scales and EBT/SNAP for busy neighborhood grocers.

Eastern Market vendors

Eastern Market is the largest historic public market district in the U.S., with 30,000 to 40,000 shoppers on a summer Saturday.

Setup: Tap to Pay on iPhone and handhelds at every stall in the sheds.

Sources: Wikipedia, Coney Island hot dog · Wikipedia, Dearborn · Wikipedia, Eastern Market

Common questions

Straight answers.

Do you have an office in Detroit?

No. ClearCost Payments is based in Aliso Viejo, California. Detroit businesses work with us by phone, text, or email.

Do you work with businesses across Metro Detroit?

Yes. From Downtown and Corktown to Dearborn, Royal Oak, and Troy, we work with businesses by phone, text, and email.

Can an auto shop text a payment link?

Yes. Send a secure payment link by text through the PayBright Gateway.

Can a market vendor take cards at a stall?

Yes. SwipeSimple Tap to Pay on iPhone and Clover handhelds run on cell data.

Opening a new business in Detroit? Start here and we'll set you up from scratch.

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