Ohio · Metro area

Merchant services in Columbus
with pricing you can read

Card processing and POS for Columbus restaurants, shops, contractors, salons, and service businesses, from the Short North to Dublin. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Columbus businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Short North, German Village, Downtown, and nearby.

ClearCost Payments is based in Aliso Viejo, California, and works with Columbus businesses by phone, text, and email.

Cities and neighborhoods we serve

Short NorthGerman VillageDowntownClintonvilleEastonPolarisDublinWestervilleHilliardGrove CityGahannaNew Albany
Local business snapshot

Columbus small business, by the numbers.

The Columbus metro has 220,943 small businesses, 99.1% of all businesses, and they employ 40.5% of the area's workers. (2022 data)

Health care

Health care and social assistance employs more small-business workers here than any other industry: 69,221 people.

Healthcare payments →

Transportation and warehousing

Transportation and warehousing is the most common type of small business here, with 34,077 firms.

Sources: SBA Office of Advocacy, 2025 Midwest metro profiles

By business type

What we set up for Columbus businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around the area

Columbus, area by area.

Central Columbus

Downtown, the Short North, German Village, and the Arena District have restaurants, bars, and boutiques.

Campus and North

The campus area, Clintonville, Easton, and Polaris have restaurants, bars, and shops.

Northwest suburbs

Dublin, Hilliard, and Upper Arlington have restaurants, clinics, and salons.

East and South

Westerville, Gahanna, New Albany, and Grove City have restaurants, gyms, and contractors.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Columbus businesses →

Example setups

How Columbus businesses set it up.

A sports bar near campus

Packed on Saturdays from August through November.

Setup: Union POS for phone ordering on game days, with a Clover at the bar for regulars.

A new salon in Dublin

Opening from scratch with no processing history.

Setup: Cojilio for booking and deposits, set up as a new business with no statements needed.

A gallery in the Short North

Art sales and busy Gallery Hop nights.

Setup: Clover at the counter, with payment links for remote buyers.

A landscaping company in Grove City

Seasonal maintenance and spring installs.

Setup: Payments that work alongside Jobber, with recurring billing for maintenance customers.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Columbus.

Short North galleries and game-day bars keep Columbus busy. Here's how we set them up.

Short North galleries and boutiques

The Short North is packed with galleries, specialty shops, pubs, and coffee shops, and its Gallery Hop runs the first Saturday of every month.

Setup: Art sales, and in-store and online sales for the boutiques.

Campus game-day bars

Ohio Stadium seats 102,780 on Ohio State game days.

Setup: Tabs and handhelds for every home Saturday.

Sources: Wikipedia, Short North · Wikipedia, Ohio Stadium

Common questions

Straight answers.

Do you have an office in Columbus?

No. ClearCost Payments is based in Aliso Viejo, California. Columbus businesses work with us by phone, text, or email.

Do you work with businesses across Columbus?

Yes. From the Short North and German Village to Dublin, Westerville, and Grove City, we work with businesses by phone, text, and email.

Can a brand-new business get set up?

Yes. No statements are needed to start, and many accounts are approved the same day.

Can a gallery take payment from remote buyers?

Yes. Send a secure payment link by text or email.

Opening a new business in Columbus? Start here and we'll set you up from scratch.