Ohio · Metro area

Merchant services in Cleveland
with pricing you can read

Card processing and POS for Cleveland restaurants, taverns, shops, contractors, and service businesses, from Ohio City to Lakewood and Parma. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Cleveland businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Downtown, Ohio City, Tremont, and nearby.

ClearCost Payments is based in Aliso Viejo, California, and works with Cleveland businesses by phone, text, and email.

Cities and neighborhoods we serve

DowntownOhio CityTremontUniversity CircleLittle ItalyDetroit ShorewayLakewoodParmaCleveland HeightsWestlakeStrongsvilleMentor
Local business snapshot

Cleveland small business, by the numbers.

The Cleveland metro has 222,838 small businesses, 99.2% of all businesses, and they employ 46.3% of the area's workers. (2022 data)

Sources: SBA Office of Advocacy, 2025 Midwest metro profiles

By business type

What we set up for Cleveland businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around the area

Cleveland, area by area.

Downtown and the Flats

Restaurants, bars, and businesses near the stadiums and lakefront.

West Side

Ohio City, Tremont, Detroit Shoreway, and Lakewood have restaurants, breweries, and shops.

East Side

University Circle, Little Italy, and Cleveland Heights have restaurants, cafés, and clinics.

Suburbs

Parma, Westlake, Strongsville, and Mentor have restaurants, auto shops, and contractors.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Cleveland businesses →

Example setups

How Cleveland businesses set it up.

A tavern in Tremont

Game-day crowds and regulars every night.

Setup: Clover at the bar, with Clover Flex handhelds for game days.

A West Side Market vendor

Busy market days and holiday rushes.

Setup: SwipeSimple on two phones to run a second line, with a Swift B250 reader for chip cards.

A plumbing company in Parma

Emergency calls every winter when pipes freeze.

Setup: Payments that work alongside Housecall Pro, so techs send a payment link from the driveway.

A bakery in Little Italy

Holiday rushes and catering orders.

Setup: Clover at the counter, with big orders held by a deposit paid through a link.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Cleveland.

West Side Market vendors are a Cleveland classic. Here's how we set them up.

West Side Market vendors

The West Side Market is the oldest operating indoor/outdoor market in Cleveland and draws visitors from around the country.

Setup: Tap to Pay on iPhone at every stall in the market hall.

Sources: Wikipedia, West Side Market

Common questions

Straight answers.

Do you have an office in Cleveland?

No. ClearCost Payments is based in Aliso Viejo, California. Cleveland businesses work with us by phone, text, or email.

Do you work with businesses across Cleveland?

Yes. From Ohio City and Tremont to Lakewood, Parma, and Westlake, we work with businesses by phone, text, and email.

Can a market vendor take cards?

Yes. SwipeSimple Tap to Pay on iPhone and Clover handhelds run on cell data.

Can a plumber get paid by text?

Yes. Send a secure payment link by text.

Opening a new business in Cleveland? Start here and we'll set you up from scratch.