Ohio · Metro area

Merchant services in Cincinnati
with pricing you can read

Card processing and POS for Cincinnati restaurants, chili parlors, breweries, shops, and service businesses, from Over-the-Rhine to Mason and Northern Kentucky. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Cincinnati businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Over-the-Rhine, Downtown, Hyde Park, and nearby.

ClearCost Payments is based in Aliso Viejo, California, and works with Cincinnati businesses by phone, text, and email.

Cities and neighborhoods we serve

Over-the-RhineDowntownHyde ParkOakleyCliftonMount AdamsMasonWest ChesterBlue AshAnderson TownshipCovington, KYNewport, KY
Local business snapshot

Cincinnati small business, by the numbers.

The Cincinnati metro has 201,790 small businesses, 99.0% of all businesses, and they employ 41.8% of the area's workers. (2022 data)

Sources: SBA Office of Advocacy, 2025 Midwest metro profiles

By business type

What we set up for Cincinnati businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around the area

Cincinnati, area by area.

Downtown and OTR

Restaurants, breweries, bars, and boutiques in the urban core.

East Side

Hyde Park, Oakley, Mount Adams, and Anderson have restaurants, boutiques, and clinics.

Northern suburbs

Mason, West Chester, and Blue Ash have restaurants, gyms, and offices.

Northern Kentucky

Covington, Newport, and Florence have restaurants, bars, and shops.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Cincinnati businesses →

Example setups

How Cincinnati businesses set it up.

A chili parlor in Clifton

Lunch lines from campus and carryout all evening.

Setup: FigurePOS with a kitchen display and online ordering for carryout.

A brewery in Over-the-Rhine

Tabs, to-go cans, and visitors touring the old brewery district.

Setup: MicroSale with pre-authorized tabs and tablets, so rounds are rung in at the table instead of at a crowded register.

A boutique in Hyde Park

Foot traffic from the neighborhood and a website that sells the same pieces.

Setup: Material POS with Shopify sync, so web orders and shop sales draw from one inventory.

A restaurant in Covington

Dinner service and game nights across the river.

Setup: Aloha for reservations-night table service, with Clover Flex so cards never leave the guest's sight.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Cincinnati.

Chili parlors, Over-the-Rhine spots, and Findlay Market vendors keep Cincinnati busy. Here's how we set them up.

Chili parlors

More than 250 chili parlors operate in the Cincinnati area, including more than 130 Skylines.

Setup: Fast counters and carryout for the lunch crowd.

Over-the-Rhine restaurants and breweries

Over-the-Rhine was the heart of Cincinnati brewing, and Food & Wine called it one of the country's most promising food scenes in 2018.

Setup: Tabs, to-go sales, and merch in the old brewery district.

Findlay Market vendors

Findlay Market is Ohio's oldest continuously operated public market, with about 1.2 million visitors in 2018.

Setup: Tap to Pay on iPhone at every stall on market days.

Sources: Wikipedia, Cincinnati chili · Wikipedia, Over-the-Rhine · Wikipedia, Findlay Market

Common questions

Straight answers.

Do you have an office in Cincinnati?

No. ClearCost Payments is based in Aliso Viejo, California. Cincinnati businesses work with us by phone, text, or email.

Do you work with businesses across Cincinnati and Northern Kentucky?

Yes. From Over-the-Rhine and Hyde Park to Mason, West Chester, and Covington, we work with businesses by phone, text, and email.

Can a market vendor take cards?

Yes. SwipeSimple Tap to Pay on iPhone and Clover handhelds run on cell data.

Can a brewery run tabs?

Yes. Clover handles bar tabs, to-go sales, and merch on one system.

Opening a new business in Cincinnati? Start here and we'll set you up from scratch.