Virginia · Statewide

Merchant services in Virginia
with pricing you can read

Card processing and POS for Virginia restaurants, shops, contractors, clinics, and service businesses, from Northern Virginia to Virginia Beach and the Blue Ridge. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Virginia businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Virginia Beach, Chesapeake, and across Virginia.

ClearCost Payments is based in Aliso Viejo, California, and works with Virginia businesses by phone, text, and email.

Cities we serve

Virginia BeachChesapeakeNorfolkArlingtonRichmondNewport NewsAlexandriaHamptonRoanokeFairfaxCharlottesvilleLynchburg

Metro area pages

Local business snapshot

Virginia small business, by the numbers.

Virginia has 880,366 small businesses, 99.6% of all businesses, and they employ 45.9% of the state's workers. (2022 data)

Sources: SBA Office of Advocacy, 2025 Virginia Small Business Profile

By business type

What we set up for Virginia businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around Virginia

Virginia, region by region.

Northern Virginia

Arlington, Alexandria, Fairfax, Loudoun, and Prince William have restaurants, clinics, salons, and professional firms serving the D.C. area.

Hampton Roads

Virginia Beach, Norfolk, Chesapeake, Newport News, and Hampton have restaurants, beach businesses, and shops serving military families.

Richmond and Central Virginia

Richmond, Charlottesville, and the surrounding counties have restaurants, breweries, wineries, and shops.

Western Virginia

Roanoke, Lynchburg, Harrisonburg, and Blacksburg have restaurants, outfitters, and businesses serving college towns and mountain visitors.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Virginia businesses →

Example setups

How Virginia businesses set it up.

A consulting firm in Arlington

Federal contractors and commercial clients billed every month.

Setup: Invoices with a pay button, a virtual terminal for card-on-file clients, and QuickBooks syncing.

A seafood restaurant in Virginia Beach

Busy summers on the deck and steady locals the rest of the year.

Setup: HotSauce POS with handhelds, so the deck is served as quickly as the dining room.

A winery near Charlottesville

A busy tasting room and wine club members who get quarterly shipments.

Setup: Clover at the tasting bar, with wine club members charged automatically each release.

A barbershop near Naval Station Norfolk

Walk-ins and regulars from the base on a two-week schedule.

Setup: Clover at the front desk, with tips on the screen and quick tap payments.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Virginia.

Virginia wineries, Virginia Beach shops, and Richmond breweries keep Virginia busy. Here's how we set them up.

Virginia wineries

Virginia has more than 300 registered vineyards and wineries and ranks fifth in the U.S. for grape production.

Setup: Tasting room checkout and club members billed automatically each quarter.

Virginia Beach boardwalk shops

Virginia Beach is a resort city with miles of beaches and an Oceanfront lined with hotels and restaurants.

Setup: KORONA POS for souvenirs and gifts, with a second register staffed from June to August.

Richmond restaurants and breweries

Richmond's Scott's Addition is home to breweries, cideries, a meadery, and a distillery.

Setup: Tabs, split checks, and tips on the screen for busy weekends.

Sources: Wikipedia, Virginia wine · Wikipedia, Virginia Beach · Wikipedia, Scott's Addition

Common questions

Straight answers.

Do you have an office in Virginia?

No. ClearCost Payments is based in Aliso Viejo, California. Virginia businesses work with us by phone, text, or email.

Do you work with businesses across Virginia?

Yes. From Northern Virginia and Richmond to Virginia Beach, Roanoke, and Charlottesville, we work with businesses by phone, text, and email.

Can a professional firm take card payments by invoice?

Yes. Send invoices with a pay button, take cards through a virtual terminal, and sync with QuickBooks.

Can a winery bill wine club members automatically?

Yes. Recurring billing charges club members on your shipment schedule, and the tasting room checks out on the same system.

Opening a new business in Virginia? Start here and we'll set you up from scratch.