Virginia · Metro area

Merchant services in Richmond
with pricing you can read

Card processing and POS for Richmond restaurants, breweries, shops, contractors, and service businesses, from Carytown to Short Pump. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Richmond businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Downtown, The Fan, Carytown, and nearby.

ClearCost Payments is based in Aliso Viejo, California, and works with Richmond businesses by phone, text, and email.

Cities and neighborhoods we serve

DowntownThe FanCarytownScott's AdditionChurch HillShockoe BottomManchesterShort PumpMidlothianChesterfieldMechanicsvilleGlen Allen
Local business snapshot

What drives business in Richmond.

Richmond's neighborhoods are known for local makers and shops.

Sources: Wikipedia, Scott's Addition · Wikipedia, Carytown

By business type

What we set up for Richmond businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around the area

Richmond, area by area.

City neighborhoods

The Fan, Church Hill, Shockoe Bottom, and Manchester have restaurants, bars, and shops.

Carytown and Scott's Addition

Boutiques, restaurants, breweries, and cideries.

West End and Short Pump

Restaurants, clinics, salons, and shops.

South and North suburbs

Midlothian, Chesterfield, and Mechanicsville have restaurants and contractors.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Richmond businesses →

Example setups

How Richmond businesses set it up.

A brewery in Scott's Addition

Open tabs, four-packs to go, and big crowds on Saturdays.

Setup: Clover Flex for tabs at the tables, and Clover at the counter for cans to go.

A boutique in Carytown

Walk-ins along the street, private shopping appointments, and online sales.

Setup: Material POS synced to Shopify and QuickBooks, so inventory and books stay current without double entry.

A law office downtown

Client invoices paid by card instead of mailed checks.

Setup: Payments that work alongside Clio, with a pay button on every client invoice.

A restaurant in Church Hill

Dinner service and weekend brunch.

Setup: HotSauce POS for coursing and split checks, with servers settling each table on a handheld.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Richmond.

Scott's Addition taprooms and Carytown boutiques keep Richmond busy. Here's how we set them up.

Scott's Addition breweries and cideries

Scott's Addition is home to breweries, cideries, a meadery, and a distillery.

Setup: Tabs, to-go sales, and merch in a neighborhood packed with taprooms.

Carytown boutiques

Carytown has more than 230 shops, restaurants, and offices.

Setup: In-store sales and web orders running through the same system.

Sources: Wikipedia, Scott's Addition · Wikipedia, Carytown

Common questions

Straight answers.

Do you have an office in Richmond?

No. ClearCost Payments is based in Aliso Viejo, California. Richmond businesses work with us by phone, text, or email.

Do you work with businesses across Richmond?

Yes. From the Fan and Carytown to Short Pump, Midlothian, and Mechanicsville, we work with businesses by phone, text, and email.

Can a law office take card payments?

Yes. Send invoices with a pay button and take cards through a virtual terminal.

Can a brewery run tabs?

Yes. Clover handles tabs, to-go sales, and merch.

Opening a new business in Richmond? Start here and we'll set you up from scratch.