Maryland · Statewide

Merchant services in Maryland
with pricing you can read

Card processing and POS for Maryland restaurants, crab houses, shops, contractors, clinics, and service businesses, from Baltimore to Ocean City. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Maryland businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Baltimore, Columbia, and across Maryland.

ClearCost Payments is based in Aliso Viejo, California, and works with Maryland businesses by phone, text, and email.

Cities we serve

BaltimoreColumbiaGermantownSilver SpringFrederickRockvilleGaithersburgBethesdaAnnapolisTowsonHagerstownOcean City

Metro area pages

Local business snapshot

Maryland small business, by the numbers.

Maryland has 696,710 small businesses, 99.6% of all businesses, and they employ 47.9% of the state's workers. (2022 data)

Sources: SBA Office of Advocacy, 2025 Maryland Small Business Profile

By business type

What we set up for Maryland businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around Maryland

Maryland, region by region.

Baltimore metro

Baltimore, Towson, Columbia, and the suburbs have crab houses, restaurants, clinics, and shops.

Montgomery and Prince George's

Bethesda, Rockville, Silver Spring, and Gaithersburg have restaurants, clinics, and professional firms serving the D.C. area.

Annapolis and Southern Maryland

Annapolis and the bay towns have seafood restaurants, marinas, and shops serving sailors and visitors.

Western Maryland and the Eastern Shore

Frederick, Hagerstown, and Ocean City have restaurants, breweries, and seasonal beach businesses.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Maryland businesses →

Example setups

How Maryland businesses set it up.

A crab house in Baltimore County

Long tables, long nights, and crabs by the dozen.

Setup: HotSauce POS with handhelds, so servers split checks right at the table.

A consulting firm in Bethesda

Federal and commercial clients billed monthly.

Setup: Invoices with a pay button, a virtual terminal, and QuickBooks syncing.

A boardwalk shop in Ocean City

Huge summer crowds and a quiet off-season.

Setup: KORONA POS for gift inventory, with an extra register for summer.

A marina in Annapolis

Slip rentals and a ship store for boaters.

Setup: A card on file for slips, with Clover at the ship store.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Maryland.

Crab houses, Annapolis marinas, and the Ocean City boardwalk keep Maryland busy. Here's how we set them up.

Crab houses

Blue crab is Maryland's largest commercial fishery and its state crustacean.

Setup: Big tables, split checks, and handhelds for long nights.

Annapolis marinas and restaurants

Annapolis is nicknamed America's Sailing Capital and is home to a large number of recreational boats.

Setup: Slip rentals with a card on file and payment taken at the table.

Ocean City boardwalk

Ocean City's 2.25-mile boardwalk draws up to eight million visitors a year.

Setup: Quick tap payments for beach crowds, and a second device added just for the season.

Sources: Wikipedia, Blue crab · Wikipedia, Annapolis · Wikipedia, Ocean City

Common questions

Straight answers.

Do you have an office in Maryland?

No. ClearCost Payments is based in Aliso Viejo, California. Maryland businesses work with us by phone, text, or email.

Do you work with businesses across Maryland?

Yes. From Baltimore and Annapolis to Bethesda, Frederick, and Ocean City, we work with businesses by phone, text, and email.

Can a restaurant split checks for big tables?

Yes. Clover splits checks by seat or by item, and handhelds let servers take payment at the table.

Can a professional firm take cards by invoice?

Yes. Send invoices with a pay button, take cards through a virtual terminal, and sync with QuickBooks.

Opening a new business in Maryland? Start here and we'll set you up from scratch.