North Carolina · Statewide

Merchant services in North Carolina
with pricing you can read

Card processing and POS for North Carolina restaurants, breweries, shops, contractors, and service businesses, from the mountains to the Outer Banks. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for North Carolina businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Charlotte, Raleigh, and across North Carolina.

ClearCost Payments is based in Aliso Viejo, California, and works with North Carolina businesses by phone, text, and email.

Cities we serve

CharlotteRaleighGreensboroDurhamWinston-SalemFayettevilleCaryWilmingtonHigh PointAshevilleConcordChapel Hill

Metro area pages

Local business snapshot

North Carolina small business, by the numbers.

North Carolina has 1.1 million small businesses, 99.6% of all businesses, and they employ 44.2% of the state's workers. (2022 data)

Sources: SBA Office of Advocacy, 2025 North Carolina Small Business Profile

By business type

What we set up for North Carolina businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around North Carolina

North Carolina, region by region.

Charlotte metro

Charlotte, Concord, Huntersville, and Matthews have restaurants, breweries, salons, and shops of every size.

The Triangle

Raleigh, Durham, Cary, and Chapel Hill have restaurants, coffee shops, clinics, and service businesses serving a fast-growing population.

The Triad

Greensboro, Winston-Salem, and High Point have restaurants, furniture showrooms, and manufacturing suppliers.

Mountains and Coast

Asheville, Boone, Wilmington, and the Outer Banks have breweries, restaurants, rentals, and shops serving visitors.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for North Carolina businesses →

Example setups

How North Carolina businesses set it up.

A brewery in Asheville

Visitors all year and a line at the taps every weekend.

Setup: MicroSale with pre-authorized bar tabs and tableside tablets, plus a separate Clover at the merch counter.

A barbecue restaurant in eastern North Carolina

Whole-hog lunches for the regulars and catering for church events.

Setup: Quantic with a kitchen display, plus catering deposits collected by payment link.

A beach rental shop on the Outer Banks

Bikes, kayaks, and chairs rented by the week to vacationing families.

Setup: SwipeSimple Tap to Pay on iPhone, with a card on file for every rental until it comes back.

A dental office in Raleigh

Front-desk checkout and treatment plans paid over several months.

Setup: Payments that work alongside Dentrix, with recurring billing for payment plans.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across North Carolina.

Asheville galleries, Outer Banks shops, and Eastern barbecue keep North Carolina busy. Here's how we set them up.

Asheville galleries

Before Hurricane Helene in 2024, Asheville's River Arts District held 26 warehouses and 300 artists.

Setup: Tabs and to-go sales at the brewery, and art sold in the gallery and online.

Outer Banks seasonal shops

Tourism makes up nearly half of the jobs in Dare County on the Outer Banks.

Setup: KORONA POS for gift inventory, with an extra register added for summer.

Eastern North Carolina barbecue

Eastern-style barbecue is whole hog with a vinegar-and-pepper sauce and no tomato.

Setup: Fast counter service, catering deposits, and tips on the screen for the regulars.

Sources: Wikipedia, Asheville · Wikipedia, Outer Banks · Wikipedia, Barbecue in North Carolina

Common questions

Straight answers.

Do you have an office in North Carolina?

No. ClearCost Payments is based in Aliso Viejo, California. North Carolina businesses work with us by phone, text, or email.

Do you work with businesses across North Carolina?

Yes. From Charlotte and Raleigh to Greensboro, Asheville, and Wilmington, we work with businesses by phone, text, and email.

Can a brewery run tabs and sell cans to go on one system?

Yes. Clover handles bar tabs, to-go sales, and merch on one system, with handhelds for busy nights.

Can a seasonal beach business scale devices?

Yes. The processing agreement is month-to-month, so you can add devices for summer and scale back after.

Opening a new business in North Carolina? Start here and we'll set you up from scratch.