North Carolina · Metro area

Merchant services in Charlotte
with pricing you can read

Card processing and POS for Charlotte restaurants, breweries, salons, contractors, and service businesses, from South End to Ballantyne. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Charlotte businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Uptown, South End, NoDa, and nearby.

ClearCost Payments is based in Aliso Viejo, California, and works with Charlotte businesses by phone, text, and email.

Cities and neighborhoods we serve

UptownSouth EndNoDaPlaza MidwoodDilworthBallantyneUniversity CityMatthewsHuntersvilleCorneliusConcordFort Mill, SC
Local business snapshot

What drives business in Charlotte.

Charlotte's busiest business districts sit along its light rail and its lake.

Sources: Wikipedia, South End · Wikipedia, Lake Norman · SBA Office of Advocacy, 2025 North Carolina Small Business Profile

By business type

What we set up for Charlotte businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around the area

Charlotte, area by area.

Uptown and South End

Restaurants, breweries, bars, and offices in the city center.

East Charlotte

NoDa, Plaza Midwood, and Central Avenue have restaurants, breweries, and international markets.

South Charlotte

Ballantyne, Dilworth, Myers Park, and Matthews have restaurants, salons, clinics, and boutiques.

Lake Norman and suburbs

Huntersville, Cornelius, Mooresville, Concord, and Fort Mill have restaurants, gyms, and contractors.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Charlotte businesses →

Example setups

How Charlotte businesses set it up.

A brewery in South End

Tabs, to-go cans, and food trucks on the weekends.

Setup: MicroSale at the bar and on tablets in the beer garden, with Clover at the merch table.

A barbershop in University City

Walk-ins and appointments all week.

Setup: Clover at the front desk, with tips on the screen.

A roofing company in Huntersville

New builds and storm jobs around Lake Norman.

Setup: Payments that work alongside JobNimbus, with deposits by link and the balance taken on-site.

A fitness studio in Ballantyne

Monthly members, ten-class packs, and personal training sessions.

Setup: Payments that work alongside Mindbody, with autopay memberships and online class packs.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Charlotte.

South End breweries and Lake Norman spots keep Charlotte busy. Here's how we set them up.

South End breweries

South End has a high density of breweries, bars, and restaurants along the Rail Trail.

Setup: Tabs, to-go sales, and merch on one system along the rail trail.

Lake Norman marinas and restaurants

Lake Norman has about 520 miles of shoreline, and restaurants and stores grew up around it after I-77 opened.

Setup: Pontoon and kayak rentals held with a card on file, and handhelds at the dock.

Sources: Wikipedia, South End · Wikipedia, Lake Norman

Common questions

Straight answers.

Do you have an office in Charlotte?

No. ClearCost Payments is based in Aliso Viejo, California. Charlotte businesses work with us by phone, text, or email.

Do you work with businesses across Charlotte?

Yes. From Uptown and South End to Ballantyne, Huntersville, and Fort Mill, we work with businesses by phone, text, and email.

Can a new business get set up quickly?

Yes. No statements are needed to start, and many accounts are approved the same day.

Can a studio bill members monthly?

Yes. Recurring billing charges members on a schedule you set.

Opening a new business in Charlotte? Start here and we'll set you up from scratch.