Tennessee · Statewide
Card processing and POS for Tennessee restaurants, music venues, shops, contractors, and service businesses, from Memphis to the Smokies. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.
New business? No statements needed. Fill in the form and we'll set you up from scratch.
Prefer to talk? Call 949-946-2442 or text us
Tell us a little about your business and we'll follow up. No statements needed to start.
ClearCost Payments is based in Aliso Viejo, California, and works with Tennessee businesses by phone, text, and email.
Tennessee has 741,196 small businesses, 99.5% of all businesses, and they employ 41.5% of the state's workers. (2022 data)
Accommodation and food services employs more small-business workers here than any other industry: 175,458 people.
Restaurant payments →
"Other services," the category that covers repair shops, salons, and membership groups, is the most common type of small business here, with 95,835 firms.
Salon payments →
Sources: SBA Office of Advocacy, 2025 Tennessee Small Business Profile
Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.
Nashville, Franklin, Murfreesboro, Hendersonville, and Clarksville have restaurants, music venues, salons, and shops, with new businesses opening all the time.
Memphis, Bartlett, Germantown, and Jackson have barbecue joints, music venues, auto shops, and businesses serving logistics workers.
Knoxville, Gatlinburg, Pigeon Forge, and Sevierville have restaurants, attractions, and shops serving game-day crowds and mountain visitors.
Chattanooga, Johnson City, Kingsport, and Bristol have restaurants, outdoor outfitters, and shops serving locals and visitors.
Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →
Three stages, three bars, and a crowd until 2 a.m. almost every night.
Setup: Union POS so guests order and pay from their phones, with Clover at each bar for walk-up orders.
A lunch line, catering orders, and sauce sold by the bottle at the register.
Setup: FigurePOS with a kitchen display, and catering deposits collected by payment link.
Dozens of cabins, deposits at booking, and damage holds at check-in.
Setup: Payments that work alongside OwnerRez, with deposits and a card on file for each stay.
Twelve stylists, deposits for no-shows, and retail product sales.
Setup: Cojilio for online booking and no-show deposits, with tips added on the screen when clients check out.
These are examples, not specific clients. Your setup is based on how your business runs and what you process.
Nashville honky-tonks, Memphis barbecue, and Smoky Mountain towns keep Tennessee busy. Here's how we set them up.
Lower Broadway is called the Honky Tonk Highway, with live music in most bars from 10 a.m. until 3 a.m. or later.
Setup: Phone ordering, open tabs, and merch sales, so the crowd never waits long for a drink.
More than 250 teams compete at the World Championship Barbecue Cooking Contest during Memphis in May.
Setup: Fast counter service, catering deposits, and bottles of sauce rung up at the register.
Great Smoky Mountains National Park, entered through Gatlinburg, had more than 12 million visitors in 2024, the most of any national park.
Setup: KORONA POS with ticketing and gift shop inventory on one system.
Sources: Wikipedia, Broadway (Nashville) · Wikipedia, Memphis in May · Wikipedia, Great Smoky Mountains National Park
No. ClearCost Payments is based in Aliso Viejo, California. Tennessee businesses work with us by phone, text, or email.
Yes. From Nashville and Memphis to Knoxville, Chattanooga, and the Tri-Cities, we work with businesses by phone, text, and email.
Yes. Run bar tabs, sell tickets at the door, and ring up merch on the same Clover system, with handhelds for busy nights.
Yes. Send a payment link by text or email when guests book, and keep a card on file for the stay.
Opening a new business in Tennessee? Start here and we'll set you up from scratch.
Attach your last 2 months of statements if you have them. If not, send your details and we'll follow up.
No statements needed. Tell us about the business and we'll recommend the POS and payment setup that fits, then follow up to go over it.